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1018 Ray St, Geneva, IL 60134 Property Records

Kane County property record for 1018 Ray St, Geneva, IL 60134 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,450 sqft · built 1958
Lot Size0.305 acres (13,300 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Oct 2021)
Tax Bill$15,641 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-10-305-001

Property Details

APN / Parcel Number

Primary APN12-10-305-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,450 sqft Living Area
Gross Area3,521 sqft
Basement Area1,071 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area13,300 sqft (0.305 acres)
View / LotCorner
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1018 RAY ST
CityGENEVA
StateIL
Zip60134-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRYDENS 2ND ADDITION TO MEADOWS LOT 6
Legal Subdivision2ND ADDN
Legal Block1
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1011
Census Tract852606

Owner

Source: Kane County records · APN 12-10-305-001

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1018 RAY ST, GENEVA, IL 60134-2910
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Commercial Mortgage
THE STATE BANK OF GENEVA
Oct 29, 2021Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Prior SaleAug 21, 2012 · Amount on Record
Deed Document Number202182049
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1018 RAY ST, GENEVA, IL 60134-2910
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042566
DateOct 29, 2025
Instrument2025K042566
Lender
NameTHE STATE BANK OF GENEVA
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term85 Months
DueNov 01, 2032
Interest
Rate6.93%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 29, 2021
Property Address1018 RAY ST, GENEVA, IL 60134-2910
Document Number0000082049
Instrument DateOct 07, 2021
Instrument2021K082049
Transaction TypeTransfer
Record UpdatedNov 05, 2021
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1018 RAY ST, 1018, GENEVA, IL 60134-2910

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1018 RAY ST, GENEVA, IL 60134-2910

Mortgage

Document Number0000082052
DateOct 29, 2021
Instrument2021K082052
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate3%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,641.00 (+10.96%) Homeowner's exemption
2024$206,973 (+18.38%) Land $92,774 Building $114,199$621,167 (+18.43%) Land $278,433 Building $342,734
2022$14,096.00 (+2.96%) Homeowner's exemption$174,834 (+3.86%) Land $78,368 Building $96,466$524,502 (+3.86%) Land $235,104 Building $289,398
2021$13,691.00 Homeowner's exemption$168,336 Land $75,455 Building $92,881$505,008 Land $226,365 Building $278,643

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898526061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2002, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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