1018 Lakeview Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 1018 Lakeview Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 1987
Lot Size	0.29 acres (12,495 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jun 2026)
Tax Bill	$1,733 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18A033A-3-465`

Property Details

APN / Parcel Number

Primary APN	`18A033A-3-465`
Alternative APN	`8001791`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	4,122 sqft
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,495 sqft (0.29 acres)
Terrain	Wooded
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001791
Street Address	1018 LAKEVIEW DR
City	CROSS JUNCTION
State	VA
Zip	22625-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L465 P3 S.3A
Legal Subdivision	LAKE HOLIDAY
Legal Phase	3
Legal Lot Number	465
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4011
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
May 6, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 28, 2022	Intrafamily Transfer, Transfer
Sep 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Document Number	20266527
Prior Transfer Date	Apr 28, 2022
Prior Transfer Doc	0000005390
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 26, 2026
Property Address	1018 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Document Number	0000006527
Instrument Date	Jun 22, 2026
Instrument	20266527
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521

Mortgage

Document Number	0000006528,
Date	Jun 26, 2026
Instrument	20266528

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 6, 2022
Property Address	1018 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Document Number	0000005837
Instrument Date	May 6, 2022
Instrument	220005837
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SYCAMORE PL, CROSS JUNCTION, VA 22625-2467

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Apr 28, 2022
Property Address	1018 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Document Number	0000005390
Instrument Date	Apr 28, 2022
Instrument	220005390
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LAKE HOLIDAY RD, CROSS JUNCTION, VA 22625-2410

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 4, 2019
Property Address	1018 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Document Number	0000009095
Instrument Date	Aug 20, 2019
Instrument	9095
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	131 LAKE HOLIDAY RD CROSS JUNCTION VA 226252410, CROSS JUNCTION, VA 22625-2410

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1018 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Document Number	0000002183
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 LAKEVIEW DR CROSS JUNCTION VA 226252521, CROSS JUNCTION, VA 22625-2521

Mortgage

Document Number	0000002183
Date	Mar 1, 2017
Instrument	2183

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,733.00 (+10.45%)	$326,900 Land $58,000 Building $268,900	$326,900 Land $58,000 Building $268,900
2025	$1,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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