1009 Lakeview Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 1009 Lakeview Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,541 sqft · built 1982
Lot Size	0.45 acres (19,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Sep 2022)
Tax Bill	$3,568 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A033A-2-440`

Property Details

APN / Parcel Number

Primary APN	`18A033A-2-440`
Alternative APN	`8001777`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,541 sqft Living Area
Gross Area	5,604 sqft
1st Floor Area	2,026 sqft
Basement Area	1,013 sqft
Finished Basement	1,013 sqft
Unfinished Basement	1,013 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2009
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,394 sqft (0.45 acres)
Terrain	Wooded
Garage Area	594 sqft
Porch	Porch
Porch Area	158 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001777
Street Address	1009 LAKEVIEW DR
City	CROSS JUNCTION
State	VA
Zip	22625-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L440 P2 S.3A
Legal Subdivision	LAKE HOLIDAY
Legal Phase	2
Legal Lot Number	440
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4012
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2019	Grant Deed, Transfer NEIGHBORHOOD SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Mar 5, 2019 · Amount on Record
Deed Document Number	202211660
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 19, 2022
Property Address	1009 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Document Number	0000011660
Instrument Date	Sep 14, 2022
Instrument	220011660
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514

Mortgage

Document Number	0000011661
Date	Sep 19, 2022
Instrument	220011661

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 5, 2019
Property Address	1009 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Document Number	0000001890
Instrument Date	Mar 1, 2019
Instrument	1890
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	NEIGHBORHOOD SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$607.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	752 KENTLAND DR GREAT FALLS VA 220661012, GREAT FALLS, VA 22066-1012

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,568.00 (+10.43%)	$673,180 Land $153,000 Building $520,180	$673,180 Land $153,000 Building $520,180
2025	$3,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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