1015 Lakeview Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 1015 Lakeview Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,926 sqft · built 1986
Lot Size	0.38 acres (16,669 sqft)
Owner	Company Name on Record
Last Sale	$699,000 (Oct 2021)
Tax Bill	$2,790 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A033A-3-443`

Property Details

APN / Parcel Number

Primary APN	`18A033A-3-443`
Alternative APN	`8001785`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,926 sqft Living Area
Gross Area	4,804 sqft
1st Floor Area	1,410 sqft
Basement Area	1,410 sqft
Finished Basement	1,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,669 sqft (0.38 acres)
Terrain	Wooded
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	230 sqft
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001785
Street Address	1015 LAKEVIEW DR
City	CROSS JUNCTION
State	VA
Zip	22625-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L443 P3 S.3A
Legal Subdivision	LAKE HOLIDAY
Legal Phase	3
Legal Lot Number	443
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4012
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45921 MARIES RD, 160, STERLING, VA 20166-9278
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit THE FREEDOM BANK OF VIRGINIA
Oct 4, 2021	Warranty Deed, Transfer VESTAT TITLE AND ESCROW, ESTATE TITLE & ESCROW
Jun 24, 2020	Quit Claim Deed, Transfer SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	May 16, 2003 · Amount on Record
Deed Document Number	202116713
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	0000007738
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1015 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000037
Date	Jan 3, 2022
Instrument	220000037

Lender

Name	THE FREEDOM BANK OF VIRGINIA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 4, 2021
Property Address	1015 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Document Number	0000016713
Instrument Date	Sep 29, 2021
Instrument	210016713
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	VESTAT TITLE AND ESCROW, ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 24, 2020
Property Address	1015 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Document Number	0000007738
Instrument Date	May 28, 2020
Instrument	7738
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 LAKEVIEW DR CROSS JUNCTION VA 226252514, CROSS JUNCTION, VA 22625-2514

Mortgage

Document Number	7739
Date	Jun 24, 2020
Instrument	7739

Lender

Name	SYNERGY ONE LNDG
Address	LOMBARD, IL 60148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,790.00 (+10.41%)	$526,480 Land $153,000 Building $373,480	$526,480 Land $153,000 Building $373,480
2025	$2,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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