10177 Lacey Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10177 Lacey Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,404 sqft · built 1999
Lot Size0.686 acres (29,872 sqft)
OwnerIndividual Name on Record
Tax Bill$2,174 (2025)
Deeds & MortgagesJun 2018 Mortgage
Oct 2022 Transfer
Flood ZoneZone X (minimal risk)
APN2-06-1-02-05-0-00098-00

Property Details

APN / Parcel Number

Primary APN2-06-1-02-05-0-00098-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,404 sqft Adjusted Area
1st Floor Area1,365 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area29,872 sqft (0.686 acres)
Lot Dimensions300 ft deep x 100 ft wide
Patio Area94 sqft

Location & Zoning

Street Address10177 LACEY DR
CityOLIVE BRANCH
StateMS
Zip38654-8410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionFAIRHAVEN ESTATES S-D SEC C LOT 98
Legal Range006
Legal Township02S
Legal Section02
Legal SubdivisionFAIRHAVEN ESTATES S-D
Legal Lot Number98
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group1
Census Block1019
Census Tract70821

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10177 LACEY DR, OLIVE BRANCH, MS 38654-8410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Oct 19, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 17, 2022
Transfer Doc001015/580
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10177 LACEY DR, OLIVE BRANCH, MS 38654-8410
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyAMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004552/760
DateJun 5, 2018
Book Page4552/760
InstrumentT04552-00760
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2048
Interest
Rate TypeFixed Rate

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateOct 19, 2022
Property Address10177 LACEY DR, OLIVE BRANCH, MS 38654-8410
Document Number001015/580
Book / Page1015 / 580
Map ReferenceMB 64 PG 40-42
Instrument DateOct 17, 2022
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10177 LACEY DR, 10177, OLIVE BRANCH, MS 38654-8410

Transferred To (Grantee/Buyer)

NameVerified Name
Address10177 LACEY DR, OLIVE BRANCH, MS 38654-8410

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,174.00 (+16.69%)$21,371 (+34.83%) Land $3,500 Building $17,871$213,707 (+34.83%) Land $35,000 Building $178,707
2023$1,863.00$15,850$158,498 Land $35,000 Building $123,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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