10163 Lacey Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10163 Lacey Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,728 sqft · built 1999
Lot Size0.679 acres (29,598 sqft)
OwnerIndividual Name on Record
Tax Bill$2,424 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2-06-1-02-05-0-00097-00

Property Details

APN / Parcel Number

Primary APN2-06-1-02-05-0-00097-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,728 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area29,598 sqft (0.679 acres)
Lot Dimensions300 ft deep x 100 ft wide
Patio Area403 sqft

Location & Zoning

Street Address10163 LACEY DR
CityOLIVE BRANCH
StateMS
Zip38654-8410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionFAIRHAVEN ESTATES S-D SEC C LOT 97
Legal Range06
Legal Township02
Legal Section02
Legal SubdivisionFAIRHAVEN ESTATES S-D
Legal Lot Number97
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group1
Census Block1019
Census Tract70821

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10163 LACEY DR, OLIVE BRANCH, MS 38654-8410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2013
Deed SaleOct 10, 2013
Deed Document Number0000718745
Deed Book / Page0718 / 745
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10163 LACEY DR, OLIVE BRANCH, MS 38654-8410
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyGUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005005/603
DateAug 3, 2020
Book Page5005/603
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,424.00 (+16.82%)$23,532 (+35.19%) Land $3,500 Building $20,032$235,316 (+35.19%) Land $35,000 Building $200,316
2023$2,075.00$17,407$174,066 Land $35,000 Building $139,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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