10144 Lacey Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10144 Lacey Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,026 sqft · built 1999
Lot Size0.681 acres (29,661 sqft)
OwnerIndividual Name on Record
Tax Bill$1,249 (2025)
Deeds & MortgagesOct 2023 Line of Credit
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN2-06-1-02-05-0-00109-00

Property Details

APN / Parcel Number

Primary APN2-06-1-02-05-0-00109-00

Interior

Bedrooms4 Beds
Total Rooms9 Rooms
Stories1 Story
Building Area3,026 sqft Adjusted Area
1st Floor Area1,812 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialComposition/Composite
Roof TypeGable
Roof MaterialShingle
Lot Area29,661 sqft (0.681 acres)
Lot Dimensions292 ft deep x 120 ft wide
Patio Area215 sqft

Location & Zoning

Street Address10144 LACEY DR
CityOLIVE BRANCH
StateMS
Zip38654-8435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionFAIRHAVEN ESTATES S-D SEC C LOT 109
Legal Range006
Legal Township02S
Legal Section02
Legal SubdivisionFAIRHAVEN ESTATES S-D
Legal Lot Number109
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group1
Census Block1021
Census Tract70821

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10144 LACEY DR, OLIVE BRANCH, MS 38654-8435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
May 22, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2005
Deed SaleMar 25, 2005
Deed Book / Page495 / 373
Last Transfer DateMay 22, 2023
Transfer Doc01023/8531
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10144 LACEY DR, OLIVE BRANCH, MS 38654-8435
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10144 LACEY DR, OLIVE BRANCH, MS 38654-8435

Mortgage

Document Number5660/100200
DateOct 27, 2023
Book Page5660/100200
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressBRANDON, MS 39042
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDESOTO MS
Recording DateMay 22, 2023
Property Address10144 LACEY DR, OLIVE BRANCH, MS 38654-8435
Document Number01023/8531
Book / Page1023 / 8531
Map ReferenceMB 64 PG 40
Instrument DateMay 22, 2023
Transaction TypeTransfer
Record UpdatedDec 14, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10144 LACEY DR, OLIVE BRANCH, MS 38654-8435

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10144 LACEY DR, OLIVE BRANCH, MS 38654-8435

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,249.00 (-15.21%)$18,294 (-) Land $3,500 Building $14,794$182,938 (-) Land $35,000 Building $147,938
2023$1,473.00$18,294$182,938 Land $35,000 Building $147,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lacey Dr

Nearby Streets

Search Property Records by Address or Parcel Number