10176 Ryans Way, Gloucester, VA 23061 Property Records

Gloucester County property record for 10176 Ryans Way, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 2012
Lot Size	2.61 acres (114,127 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Jun 2012)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42232`

Property Details

APN / Parcel Number

Primary APN	`42232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,379 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,127 sqft (2.61 acres)
Garage Area	484 sqft
Porch	Open Porch
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	10176 RYANS WAY
City	GLOUCESTER
State	VA
Zip	23061-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	ROBIN'S WOOD SUBDIVISION LOT 10
Legal Subdivision	ROBINS WOOD
Legal Lot Number	10
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1020
Census Tract	100101

Owner

Source: Gloucester County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10176 RYANS WAY, GLOUCESTER, VA 23061-2662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 6, 2012 · Amount on Record
Deed Sale	Jun 6, 2012 · Amount on Record
Deed Document Number	ID 1203006
Deed Book / Page	1200 / 3006
Prior Transfer Date	May 16, 2012
Prior Transfer Doc	0012003006
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10176 RYANS WAY, GLOUCESTER, VA 23061-2662
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	JAMESTOWN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001706
Date	Apr 13, 2020
Instrument	200001706

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,743.00 (+5.32%)	$283,920 (-) Land $65,270 Building $218,650	$283,920 (-) Land $65,270 Building $218,650
2024	$1,655.00	$283,920 (-) Land $65,270 Building $218,650	$283,920 (-) Land $65,270 Building $218,650
2023	$1,655.00 (+8.38%)	$283,920 (+34.72%) Land $65,270 Building $218,650	$283,920 (+34.72%) Land $65,270 Building $218,650
2022	$1,527.00	$210,750 Land $60,530 Building $150,220	$210,750 Land $60,530 Building $150,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryans Way

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