10112 Ryans Way, Gloucester, VA 23061 Property Records

Gloucester County property record for 10112 Ryans Way, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,718 sqft · built 2008
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2020)
Tax Bill	$2,596 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42229`

Property Details

APN / Parcel Number

Primary APN	`42229`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,718 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.32 acres)
Garage Area	462 sqft
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10112 RYANS WAY
City	GLOUCESTER
State	VA
Zip	23061-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	ROBIN'S WOOD SUBDIVISION LOT 7
Legal Subdivision	ROBINS WOOD
Legal Lot Number	7
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1020
Census Tract	100101

Owner

10112 Ryans Way is owned and occupied by two individuals who bought it in March 2020.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10112 RYANS WAY, GLOUCESTER, VA 23061-2662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 6, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	20201339
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 20, 2020
Property Address	10112 RYANS WAY, GLOUCESTER, VA 23061-2662
Document Number	0200001339
Instrument Date	Mar 16, 2020
Instrument	200001339
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	BLUE HERON TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10112 RYANS WAY, GLOUCESTER, VA 23061-2662
Investor	Possibly a Property Investor

Mortgage

Document Number	0200001340
Date	Mar 20, 2020
Instrument	200001340

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 6, 2018
Property Address	10112 RYANS WAY, GLOUCESTER, VA 23061-2662
Document Number	0180002439
Instrument Date	May 14, 2018
Instrument	180002439
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	NAVY FEDERAL TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10112 RYANS WAY, GLOUCESTER, VA 23061-2662

Mortgage

Document Number	0180002440
Date	Jun 6, 2018
Instrument	180002440

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10112 Ryans Way was $2,596, up 7.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,596.00 (+7.45%)	$445,270 (+13.12%) Land $64,290 Building $380,980	$445,270 (+13.12%) Land $64,290 Building $380,980
2025	$2,416.00 (+5.32%)	$393,610 (-) Land $64,290 Building $329,320	$393,610 (-) Land $64,290 Building $329,320
2024	$2,294.00	$393,610 (-) Land $64,290 Building $329,320	$393,610 (-) Land $64,290 Building $329,320
2023	$2,294.00 (+0.53%)	$393,610 (+25.02%) Land $64,290 Building $329,320	$393,610 (+25.02%) Land $64,290 Building $329,320
2022	$2,282.00	$314,830 Land $58,580 Building $256,250	$314,830 Land $58,580 Building $256,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10112 Ryans Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10112 Ryans Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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