10158 Ryans Way, Gloucester, VA 23061 Property Records

Gloucester County property record for 10158 Ryans Way, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,691 sqft · built 2010
Lot Size2.22 acres (96,703 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Dec 2020)
Tax Bill$2,135 (2026)
Deeds & MortgagesMay 2019 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42231

Property Details

APN / Parcel Number

Primary APN42231

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,691 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area96,703 sqft (2.22 acres)
Garage Area462 sqft
PorchSlab
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address10158 RYANS WAY
CityGLOUCESTER
StateVA
Zip23061-2662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC-1
Legal DescriptionROBIN'S WOOD SUBDIVISION LOT 9
Legal SubdivisionROBINS WOOD
Legal Lot Number9
JurisdictionGLOUCESTER VA
Township / Civil DivisionPETSWORTH
Census Block Group1
Census Block1020
Census Tract100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10158 RYANS WAY, GLOUCESTER, VA 23061-2662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · VA Mortgage
USAA FEDERAL SAVINGS BANK
Dec 14, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
CHESAPEAKE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleMay 9, 2011 · Amount on Record
Deed Document Number20206928
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address10158 RYANS WAY, GLOUCESTER, VA 23061-2662
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190002190
DateMay 29, 2019
Instrument190002190
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateDec 14, 2020
Property Address10158 RYANS WAY, GLOUCESTER, VA 23061-2662
Document Number0200006928
Instrument DateDec 9, 2020
Instrument200006928
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10158 RYANS WAY, GLOUCESTER, VA 23061-2662

Mortgage

Document Number0200006929
DateDec 14, 2020
Instrument200006929
Lender
NameCHESAPEAKE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,135.00 (+10.85%)$366,150 (+16.69%) Land $63,970 Building $302,180$366,150 (+16.69%) Land $63,970 Building $302,180
2025$1,926.00 (+5.3%)$313,770 (-) Land $63,970 Building $249,800$313,770 (-) Land $63,970 Building $249,800
2024$1,829.00$313,770 (-) Land $63,970 Building $249,800$313,770 (-) Land $63,970 Building $249,800
2023$1,829.00 (+6.03%)$313,770 (+31.85%) Land $63,970 Building $249,800$313,770 (+31.85%) Land $63,970 Building $249,800
2022$1,725.00$237,970 Land $57,930 Building $180,040$237,970 Land $57,930 Building $180,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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