10175 Rose Ave, Live Oak, CA 95953 Property Records

Sutter County property record for 10175 Rose Ave, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,961 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2023)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
APN	`006-720-102-000`

Property Details

APN / Parcel Number

Primary APN	`006-720-102-000`
Alternative APN	`06-720-102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,961 sqft Living Area
Gross Area	2,435 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Old Parcel Number	06-720-102
Street Address	10175 ROSE AVE
City	LIVE OAK
State	CA
Zip	95953-2389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GARDEN GLEN SUBD FORMERLY PTN OF 06-351-014 LOT 157 AS SHOWN ON SUBD MAP RECORDED IN BOOK 19 OF SURVEYS, PG 85
Legal Subdivision	GARDEN GLEN SUBDIVISION
Legal Lot Number	173
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2031
Census Tract	50701

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10175 ROSE AVE, LIVE OAK, CA 95953-2389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Grant Deed, Transfer · Conventional Mortgage PEAK RESIDENTIAL LENDING LLC
May 14, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Oct 1, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	20234319
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	May 18, 2023
Property Address	10175 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000004319
Map Reference	MB 19 PG 85-92
Instrument Date	May 12, 2023
Instrument	2023-0004319
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10175 ROSE AVE, LIVE OAK, CA 95953-2389

Mortgage

Document Number	0000004320
Date	May 18, 2023
Instrument	2023-0004320

Lender

Name	PEAK RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85295

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	May 14, 2021
Property Address	10175 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000009031
Map Reference	MB 19 PG 85-92
Instrument Date	May 12, 2021
Instrument	2021-0009031
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10175 ROSE AVE, LIVE OAK, CA 95953-2389

Mortgage

Document Number	0000009032
Date	May 14, 2021
Instrument	2021-0009032

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Oct 1, 2020
Property Address	10175 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000015553
Map Reference	MB 19 PG 85-92
Instrument Date	Sep 25, 2020
Instrument	2020-0015553
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 DOUGLAS BLVD STE 150, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,012 (+2%) Land $79,590 Building $371,422	$451,012
2025	$6,084.00 (+18.83%) Homeowner's exemption	$442,170 (+24.71%) Land $78,030 Building $364,140
2023	$5,120.00	$354,546 Land $72,828 Building $281,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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