10174 Rose Ave, Live Oak, CA 95953 Property Records

Sutter County property record for 10174 Rose Ave, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,316 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2021)
Tax Bill	$6,323 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Sale & Mortgage + 1 more
APN	`006-720-103-000`

Property Details

APN / Parcel Number

Primary APN	`006-720-103-000`
Alternative APN	`06-720-103`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-720-103
Street Address	10174 ROSE AVE
City	LIVE OAK
State	CA
Zip	95953-2389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GARDEN GLEN SUBD FORMERLY PTN OF 06-351-014 LOT 158 AS SHOWN ON SUBD MAP RECORDED IN BOOK 19 OF SURVEYS, PG 85
Legal Subdivision	GARDEN GLEN SUBDIVISION
Legal Lot Number	184
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2030
Census Tract	50701

Owner

10174 Rose Ave is owned and occupied by two individuals who acquired it in September 2025.

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10174 ROSE AVE, LIVE OAK, CA 95953-2389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
May 28, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Oct 1, 2020 · Amount on File
Deed Document Number	202110030
Last Transfer Date	Sep 11, 2025
Transfer Doc	0000008041
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Sep 16, 2025
Property Address	10174 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000008041
Map Reference	MB 19 PG 85-92
Instrument Date	Sep 11, 2025
Instrument	2025-0008041
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10174 ROSE AVE, LIVE OAK, CA 95953-2389
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008042
Date	Sep 16, 2025
Instrument	2025-0008042

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	May 28, 2021
Property Address	10174 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000010030
Map Reference	MB 19 PG 85-92
Instrument Date	May 26, 2021
Instrument	2021-0010030
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10174 ROSE AVE, LIVE OAK, CA 95953-2389

Mortgage

Document Number	0000010031
Date	May 28, 2021
Instrument	2021-0010031

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Oct 1, 2020
Property Address	10174 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000015553
Map Reference	MB 19 PG 85-92
Instrument Date	Sep 25, 2020
Instrument	2020-0015553
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 DOUGLAS BLVD STE 150, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10174 Rose Ave was $6,323, up 3.2% from the year before.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,842 (+2%) Land $77,280 Building $391,562	$468,842 (+2%)
2025	$6,323.00 (+3.22%) Homeowner's exemption	$459,652 Land $75,769 Building $383,883	$459,652
2024	$6,126.00 (+1.17%)
2023	$6,055.00 Homeowner's exemption	$441,805 Land $72,828 Building $368,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10174 Rose Ave; there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10174 Rose Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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