10146 Rose Ave, Live Oak, CA 95953 Property Records

Sutter County property record for 10146 Rose Ave, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,961 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Apr 2021)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Mortgage + 3 more
APN	`006-710-080-000`

Property Details

APN / Parcel Number

Primary APN	`006-710-080-000`
Alternative APN	`06-710-080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,961 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-710-080
Street Address	10146 ROSE AVE
City	LIVE OAK
State	CA
Zip	95953-2389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GARDEN GLEN SUBD FORMERLY PTN OF 06-351-014 LOT 182 AS SHOWN ON SUBD MAP RECORDED IN BOOK 19 OF SURVEYS, PG 85
Legal Subdivision	GARDEN GLEN SUBDIVISION
Legal Lot Number	182
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2030
Census Tract	50701

Owner

10146 Rose Ave is owned and occupied by two individuals who acquired it in May 2021.

Source: Sutter County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 16, 2022	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
May 27, 2021	Intrafamily Transfer, Transfer
Apr 29, 2021	Grant Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Oct 1, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Oct 1, 2020 · Amount on File
Deed Document Number	20217922
Last Transfer Date	May 20, 2021
Transfer Doc	0000009893
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389

Mortgage

Document Number	0000011328
Date	Dec 22, 2025
Instrument	2025-0011328

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389

Mortgage

Document Number	0000011352
Date	Aug 16, 2022
Instrument	2022-0011352

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	May 27, 2021
Property Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000009893
Map Reference	MB 19 PG 85-92
Instrument Date	May 20, 2021
Instrument	2021-0009893
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389

April 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Apr 29, 2021
Property Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000007922
Map Reference	MB 19 PG 85-92
Instrument Date	Apr 27, 2021
Instrument	2021-0007922
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389

Mortgage

Document Number	0000007923
Date	Apr 29, 2021
Instrument	2021-0007923

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Oct 1, 2020
Property Address	10146 ROSE AVE, LIVE OAK, CA 95953-2389
Document Number	0000015553
Map Reference	MB 19 PG 85-92
Instrument Date	Sep 25, 2020
Instrument	2020-0015553
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 DOUGLAS BLVD STE 150, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10146 Rose Ave was $5,162.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,694 (+2%) Land $77,284 Building $289,410	$366,694
2025	$5,162.00	$359,505 Land $75,769 Building $283,736
2023	$5,018.00	$345,547 Land $72,828 Building $272,719
2021	$544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10146 Rose Ave; there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10146 Rose Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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