10175 Ferry Point Pl NW, Rice, MN 56367 Property Records

Benton County property record for 10175 Ferry Point Pl NW, Rice, MN 56367

Property Summary

Property TypeSeasonal / Vacation Home
Lot Size0.591 acres (25,777 sqft)
Owner2 Individual Names on Record
Last Sale$3,000 (Sep 2022)
Tax Bill$18 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Sep 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN12.01005.00

Property Details

APN / Parcel Number

Primary APN12.01005.00

Exterior

Lot Area25,777 sqft (0.591 acres)

Location & Zoning

Street Address10175 FERRY POINT PL NW
CityRICE
StateMN
Zip56367-7603
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionSECT-08 TWP-037 RANGE-031 FERRY POINT ADDITION LOT-025 BLOCK-001 AN UNDIV 1/27 INT 26/27 INT OUT TO LOTS IN FERRY POINT ADDN
Legal Range031
Legal Township037
Legal Section08
Legal SubdivisionFERRY POINT ADDITION
Legal Block1
Legal Lot Number25
JurisdictionBENTON MN
Township / Civil DivisionWATAB
Census Block Group1
Census Block1023
Census Tract20205

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address620 7TH AVE N, SAINT CLOUD, MN 56303-3525
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Line of Credit
DEERWOOD BANK
Sep 29, 2022Affidavit of Death of Joint Tenant, Transfer
Sep 29, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2022 · Amount on Record
Deed SaleSep 29, 2022 · Amount on Record
Deed Document Number2022463081
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Recording DateSep 1, 2026
Property Address10175 FERRY POINT PL NW, RICE, MN 56367-7603
Document Number0000485459
Instrument DateJul 24, 2026
Instrument2026485459
Transaction TypeMortgage
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212

Mortgage

Document Number0000485459,
DateSep 1, 2026
Instrument2026485459
Lender
NameDEERWOOD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeAdjustable Rate
Rate6.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBENTON MN
Recording DateSep 29, 2022
Property Address10175 FERRY POINT PL NW, RICE, MN 56367-7603
Document Number0000463080
Instrument DateSep 20, 2022
Instrument463080
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1009 10TH AVE NE, SAUK RAPIDS, MN 56379-9448

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateSep 29, 2022
Property Address10175 FERRY POINT PL NW, RICE, MN 56367-7603
Document Number0000463081
Instrument DateSep 20, 2022
Instrument463081
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address620 7TH AVE N, SAINT CLOUD, MN 56303-3525

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
County SubdivisionWatab Township
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18.00$2,200 (+22.22%) Land $2,200$2,200 (+22.22%) Land $2,200
2023$18.00$1,800 Land $1,800$1,800 Land $1,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims21 (1997–2001)
Claims Outside the SFHA1 of 21
Most Recent ClaimMay 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 7 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Benton Cooperative Telephone Company
Fiber
250 / 250
Midco
Fixed Wireless
100 / 20

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