Benton County property record for 10215 Ferry Point Pl NW, Rice, MN 56367
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,689 sqft · built 1998 |
| Lot Size | 0.485 acres (21,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Oct 2018) |
| Tax Bill | $7,844 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 12.01004.00 |
| Primary APN | 12.01004.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,689 sqft Living Area |
| 1st Floor Area | 2,791 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 21,149 sqft (0.485 acres) |
| Garage Area | 844 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Street Address | 10215 FERRY POINT PL NW |
|---|---|
| City | RICE |
| State | MN |
| Zip | 56367-7630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-08 TWP-037 RANGE-031 FERRY POINT ADDITION LOT-024 BLOCK-001 & AN UNDIV 1/27 INT IN LOT 25 BLK 1 |
| Legal Range | 031 |
| Legal Township | 037 |
| Legal Section | 08 |
| Legal Subdivision | FERRY POINT ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 24-25 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | WATAB |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20205 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10215 FERRY POINT PL NW, RICE, MN 56367-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU |
| Jul 15, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU |
| Oct 11, 2018 | Affidavit of Death of Joint Tenant, Transfer BURNETT TITLE, BURNET TITLE |
| Oct 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on Record |
| Deed Sale | Oct 11, 2018 · Amount on Record |
| Deed Document Number | 2018432212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 10215 FERRY POINT PL NW, RICE, MN 56367-7630 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000466253 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 466253 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 2, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 10215 FERRY POINT PL NW, RICE, MN 56367-7630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | ANCONA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000443835 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 443835 |
| Name | TRUSTONE FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 10215 FERRY POINT PL NW, RICE, MN 56367-7630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000444357 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 444357 |
| Name | TRUSTONE FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 14, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Oct 11, 2018 |
| Property Address | 10215 FERRY POINT PL NW, RICE, MN 56367-7630 |
| Document Number | 0000432211 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 432211 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10215 FERRY POINT PL NW, RICE, MN 56367-7630 |
| Mail Care Of | DAVID C LERCH AND DAWN E LERCH |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Oct 11, 2018 |
| Property Address | 10215 FERRY POINT PL NW, RICE, MN 56367-7630 |
| Document Number | 0000432212 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 432212 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10215 FERRY POINT PL NW, RICE, MN 56367-7630 |
| Document Number | 0000432213 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 432213 |
| Name | TRUSTONE FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| County Subdivision | Watab Township |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,844.00 (+44.09%) | $770,100 (+39.03%) Land $214,300 Building $555,800 | $770,100 (+39.03%) Land $214,300 Building $555,800 |
| 2023 | $5,444.00 | $553,900 Land $110,500 Building $443,400 | $553,900 Land $110,500 Building $443,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 21 (1997–2001) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | May 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| Midco Fixed Wireless | 100 / 20 |
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