10095 Ferry Point Pl NW, Rice, MN 56367 Property Records

Benton County property record for 10095 Ferry Point Pl NW, Rice, MN 56367

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,256 sqft · built 1975
Lot Size	0.752 acres (32,762 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,604 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12.01011.00`

Property Details

APN / Parcel Number

Primary APN	`12.01011.00`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Basement Area	895 sqft
Finished Basement	895 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1984
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	32,762 sqft (0.752 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10095 FERRY POINT PL NW
City	RICE
State	MN
Zip	56367-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-08 TWP-037 RANGE-031 FERRY POINT ADDITION LOT-030 BLOCK-001 & N1/2 LOT 31 BLK 1 & AN UNDIV 1/27 INT IN LOT 25 BLK 1
Legal Range	031
Legal Township	037
Legal Section	08
Legal Subdivision	FERRY POINT ADDITION
Legal Block	1
Legal Lot Number	30
Jurisdiction	BENTON MN
Township / Civil Division	WATAB
Census Block Group	1
Census Block	1023
Census Tract	20205

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10095 FERRY POINT PL NW, RICE, MN 56367-7604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE CREDIT UNION
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 1, 2017
Transfer Doc	424269
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Recording Date	Sep 21, 2026
Property Address	10095 FERRY POINT PL NW, RICE, MN 56367-7604
Document Number	0000485759
Instrument Date	Sep 4, 2026
Instrument	2026485759
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10095 FERRY POINT PL NW, RICE, MN 56367-7604

Mortgage

Document Number	0000485759,
Date	Sep 21, 2026
Instrument	2026485759

Lender

Name	STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	10095 FERRY POINT PL NW, RICE, MN 56367-7604
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452679
Date	May 27, 2021
Instrument	452679

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Aug 2, 2017
Property Address	10095 FERRY POINT PL NW, RICE, MN 56367-7604
Document Number	424269
Instrument Date	Aug 1, 2017
Instrument	424269
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Watab Township
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,604.00 (+3.21%) Homeowner's exemption	$386,100 (+5.58%) Land $181,800 Building $204,300	$386,100 (+5.58%) Land $181,800 Building $204,300
2025	$3,492.00 (+4.74%) Homeowner's exemption	$365,700 (+7.53%) Land $168,700 Building $197,000	$365,700 (+7.53%) Land $168,700 Building $197,000
2023	$3,334.00	$340,100 Land $126,400 Building $213,700	$340,100 Land $126,400 Building $213,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	21 (1997–2001)
Claims Outside the SFHA	1 of 21
Most Recent Claim	May 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 7 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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