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10172 Gifford Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 10172 Gifford Dr, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,365 sqft · built 1985
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$69,900 (Feb 2016)
Tax Bill$755 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNR32-323-17-5180-1249-0080

Property Details

APN / Parcel Number

Primary APNR32-323-17-5180-1249-0080
Alternative APNs
  • 00673060
  • 673060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area1,365 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1992
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area286 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area512 sqft
PorchPorch
Porch Area1,391 sqft
Deck Area304 sqft
Patio Area814 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00673060
Street Address10172 GIFFORD DR
CitySPRING HILL
StateFL
Zip34608-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 18 BLK 1249 LOT 8 ORB 456 PG 139 ** CONTINUED **
Legal Range18E
Legal Township23S
Legal Section07
Legal SubdivisionSPRING HILL UNIT 18
Legal Block1249
Legal Lot Number8
Legal Unit18
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3003
Census Tract41004

Owner

10172 Gifford Dr is owned and occupied by two individuals who acquired it in March 2016.

Source: Hernando County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address10172 GIFFORD DR, SPRING HILL, FL 34608-2725
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2016 · Amount on File
Deed SaleFeb 26, 2016 · Amount on File
Deed Document Number0033381160
Deed Book / Page3338 / 1160
Last Transfer DateMar 3, 2016
Transfer Doc0033381160
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10172 GIFFORD DR, SPRING HILL, FL 34608-2725
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10172 GIFFORD DR, SPRING HILL, FL 34608-2725

Mortgage

Document Number0043240030
DateJul 27, 2023
Book Page4324/30
Instrument2023046425
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 10172 Gifford Dr was $755 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$755.00 Additional exemption filed$92,365$187,229 Land $37,500 Building $149,729
2023$87,148 (+3%) Land $87,148
2022$722.00 Homeowner's exemption$84,610$179,613 Land $29,000 Building $150,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10172 Gifford Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10172 Gifford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: AT&T.

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