10180 Gifford Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 10180 Gifford Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,955 sqft · built 2020
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$212,900 (Dec 2020)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5180-1249-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5180-1249-0070`
Alternative APNs	`00673051` `673051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,955 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00673051
Street Address	10180 GIFFORD DR
City	SPRING HILL
State	FL
Zip	34608-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 BLK 1249 LOT 7
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18
Legal Block	1249
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3003
Census Tract	41004

Owner

10180 Gifford Dr is owned and occupied by an individual who bought it in December 2020.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	10180 GIFFORD DR, SPRING HILL, FL 34608-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Dec 31, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Oct 28, 2019	Warranty Deed, Transfer ALL PERFORMANCE TITLE INC
Oct 7, 2019	Grant Deed, Transfer ATTORNEY ONLY
Oct 7, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Oct 28, 2019 · Amount on File
Deed Document Number	202082435
Deed Book / Page	3933 / 1175
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0037581011
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10180 GIFFORD DR, SPRING HILL, FL 34608-2725
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	ALL PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037901541
Date	Dec 31, 2019
Book Page	3790/1541
Instrument	2019082200

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	SPRING HILL, FL 34609

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jan 5, 2021

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 31, 2020
Property Address	10180 GIFFORD DR, SPRING HILL, FL 34608-2725
Document Number	0039331175
Book / Page	3933 / 1175
Map Reference	MB 9 PG 47-59
Instrument Date	Dec 29, 2020
Instrument	2020082435
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2021
Title Company	ALL PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,490.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2931 LANDOVER BLVD, 2931, SPRING HILL, FL 34608-7258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10180 GIFFORD DR, SPRING HILL, FL 34608-2725

Mortgage

Document Number	39331176
Date	Dec 31, 2020
Instrument	3933/1176

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 28, 2019
Property Address	10180 GIFFORD DR, SPRING HILL, FL 34608-2725
Document Number	0037661981
Book / Page	3766 / 1981
Map Reference	MB 9 PG 47-59
Instrument Date	Oct 28, 2019
Instrument	2019067949
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ALL PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5141 PANTHER DR, 5141, SPRING HILL, FL 34607-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 LANDOVER BLVD, SPRING HILL, FL 34608-7258

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 7, 2019
Property Address	10180 GIFFORD DR, SPRING HILL, FL 34608-2725
Document Number	0037581011
Book / Page	003758 / 001011
Instrument Date	Oct 4, 2019
Instrument	62398
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5141 PANTHER DR SPRING HILL FL 346072402, SPRING HILL, FL 34607-2402

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 7, 2019
Property Address	10180 GIFFORD DR, SPRING HILL, FL 34608-2725
Document Number	0037581013
Book / Page	003758 / 001013
Instrument Date	Oct 4, 2019
Instrument	62399
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5141 PANTHER DR SPRING HILL FL 346072402, SPRING HILL, FL 34607-2402

Tax Assessment & Valuation

The 2025 property tax bill for 10180 Gifford Dr was $3,436 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00 Homeowner's exemption Veteran's exemption	$236,670	$332,685 Land $37,500 Building $295,185
2023		$322,059 (+48.55%) Land $31,459 Building $290,600
2022	$4,815.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,797	$322,059 Land $29,000 Building $293,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10180 Gifford Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10180 Gifford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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