10148 Gifford Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 10148 Gifford Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 576 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$136,500 (Nov 2019)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Aug 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5180-1249-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5180-1249-0100`
Alternative APNs	`00673088` `673088`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	576 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	1,420 sqft
Deck Area	72 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00673088
Street Address	10148 GIFFORD DR
City	SPRING HILL
State	FL
Zip	34608-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 BLK 1249 LOTS 10 & 11 ORB 868 PGS 268 & 269
Legal Range	18E
Legal Township	23S
Legal Section	07
Legal Subdivision	SPRING HILL UNIT 18
Legal Block	1249
Legal Lot Number	10-11 11
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3003
Census Tract	41004

Owner

10148 Gifford Dr is owned and occupied by an individual who bought it in November 2019.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	10148 GIFFORD DR, SPRING HILL, FL 34608-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Aug 20, 2019	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Aug 20, 2019
Deed Document Number	2019072191
Deed Book / Page	3774 / 0089
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 15, 2019
Property Address	10148 GIFFORD DR, SPRING HILL, FL 34608-2725
Document Number	0037740089
Book / Page	003774 / 000089
Instrument Date	Nov 5, 2019
Instrument	72191
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	TROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10148 GIFFORD DR SPRING HILL FL 346082725, SPRING HILL, FL 34608-2725

Mortgage

Document Number	37740091
Date	Nov 15, 2019
Book Page	003774/000091
Instrument	72192

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

August 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HERNANDO FL
Recording Date	Aug 20, 2019
Property Address	10148 GIFFORD DR, SPRING HILL, FL 34608-2725
Document Number	0037411380
Book / Page	003741 / 001380
Instrument Date	Jul 25, 2019
Instrument	52141
Transaction Type	Foreclosure
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1A1 OKLAHOMA CITY OK 731072448, 1A1, OKLAHOMA CITY, OK 73107-2448
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10148 Gifford Dr was $1,460 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 Additional exemption filed	$141,708	$245,643 Land $79,679 Building $165,964
2023		$133,703 (+3%) Land $133,703
2022	$1,429.00 Homeowner's exemption	$129,809	$228,556 Land $61,618 Building $166,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10148 Gifford Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10148 Gifford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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