1017 Whitley St, Covington, TN 38019 Property Records

Tipton County property record for 1017 Whitley St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,690 sqft · built 1993
Lot Size	0.36 acres (15,678 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Apr 2006)
Tax Bill	$1,202 (2022)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084041O B 05700`

Property Details

APN / Parcel Number

Primary APN	`084041O B 05700`
Alternative APN	`041O B 05700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,690 sqft Living Area
1st Floor Area	1,056 sqft
Upper Floors Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,678 sqft (0.36 acres)
Lot Dimensions	134 ft deep x 117 ft wide
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	145 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1017 WHITLEY ST
City	COVINGTON
State	TN
Zip	38019-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 117'X134', COUNTY AREA: C20
Legal Subdivision	ARLINGTON HGTS SEC D
Legal Lot Number	17
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5023
Census Tract	40700

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1017 WHITLEY ST, COVINGTON, TN 38019-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2006 · Amount on Record
Deed Sale	Apr 20, 2006 · Amount on Record
Prior Sale	Apr 23, 2003
Deed Book / Page	1271 / 160
Last Transfer Date	May 21, 2021
Transfer Doc	0001906747
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1017 WHITLEY ST, COVINGTON, TN 38019-3321
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 WHITLEY ST, COVINGTON, TN 38019-3321

Mortgage

Document Number	0001995629
Date	Apr 4, 2023
Book Page	1995/629
Instrument	265275

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Jun 17, 2021
Property Address	1017 WHITLEY ST, COVINGTON, TN 38019-3321
Document Number	1906747
Book / Page	1906 / 747
Map Reference	CAB B SL 129
Instrument Date	May 21, 2021
Instrument	246075
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 WHITLEY ST, COVINGTON, TN 38019-3321

Mortgage

Document Number	246076
Date	Jun 17, 2021
Instrument	246076

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,100 (-) Land $7,950 Building $44,150
2023		$52,100 Land $7,950 Building $44,150
2022	$1,202.00
2020			$208,400 Land $31,800 Building $176,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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