1011 Whitley St, Covington, TN 38019 Property Records

Tipton County property record for 1011 Whitley St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1993
Lot Size	0.308 acres (13,400 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2022)
Tax Bill	$1,015 (2022)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084041O B 05400`

Property Details

APN / Parcel Number

Primary APN	`084041O B 05400`
Alternative APN	`041O B 05400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,400 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1011 WHITLEY ST
City	COVINGTON
State	TN
Zip	38019-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C20
Legal Subdivision	ARLINGTON HGTS SEC D
Legal Lot Number	29
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5023
Census Tract	40700

Owner

1011 Whitley St is owned and occupied by an individual who bought it in March 2022.

Source: Tipton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1011 WHITLEY ST, COVINGTON, TN 38019-3321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage UNITED STATES OF AMERICA
Mar 16, 2022	Warranty Deed, Transfer · USDA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Jun 21, 2004 · Amount on File
Deed Document Number	2022255089
Deed Book / Page	1950 / 716
Prior Transfer Date	Jun 11, 2012
Prior Transfer Doc	0001553892
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1011 WHITLEY ST, COVINGTON, TN 38019-3321
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WHITLEY ST, COVINGTON, TN 38019-3321

Mortgage

Document Number	0002002711
Date	Jun 13, 2023
Book Page	2002/711
Instrument	266823

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Amount	Amount on Record
Term	346 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 16, 2022
Property Address	1011 WHITLEY ST, COVINGTON, TN 38019-3321
Document Number	0001950716
Book / Page	1950 / 716
Map Reference	CAB B SL 129
Instrument Date	Mar 16, 2022
Instrument	255089
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WHITLEY ST, COVINGTON, TN 38019-3321

Mortgage

Document Number	0000255090
Date	Mar 16, 2022
Instrument	255090

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,150 Land $6,775 Building $37,375
2023		$44,150 Land $6,775 Building $37,375
2022	$1,015.00
2020			$176,600 Land $27,100 Building $149,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1011 Whitley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Whitley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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