1015 Whitley St, Covington, TN 38019 Property Records

Tipton County property record for 1015 Whitley St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,461 sqft · built 1993
Lot Size	0.307 acres (13,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,900 (Jul 2017)
Tax Bill	$1,065 (2022)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084041O B 05600`

Property Details

APN / Parcel Number

Primary APN	`084041O B 05600`
Alternative APN	`041O B 05600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,461 sqft Living Area
1st Floor Area	1,461 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,400 sqft (0.307 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1015 WHITLEY ST
City	COVINGTON
State	TN
Zip	38019-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C20
Legal Subdivision	ARLINGTON HGTS SEC D
Legal Lot Number	16 100
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5023
Census Tract	40700

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 WHITLEY ST, COVINGTON, TN 38019-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 24, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Mar 21, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 25, 2017	Grant Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	206041
Deed Book / Page	1728 / 1128
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1015 WHITLEY ST, COVINGTON, TN 38019-3321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WHITLEY STREET, COVINGTON, TN 38019

Mortgage

Document Number	1857942
Date	Aug 24, 2020
Book Page	1857/942
Instrument	236264

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 24, 2017
Property Address	1015 WHITLEY ST, COVINGTON, TN 38019-3321
Document Number	17281128
Book / Page	001728 / 001128
Instrument Date	Jul 20, 2017
Instrument	206041
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	FAYETTE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 WHITLEY ST COVINGTON TN 380193321, COVINGTON, TN 38019-3321

Mortgage

Document Number	17291
Date	Jul 24, 2017
Book Page	001729/000001
Instrument	206042

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 21, 2017
Property Address	1015 WHITLEY ST, COVINGTON, TN 38019-3321
Document Number	1716443
Book / Page	001716 / 000443
Instrument Date	Mar 14, 2017
Instrument	202754
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$122.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 HALL RD COVINGTON TN 380198303, COVINGTON, TN 38019-8303

January 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 25, 2017
Property Address	1015 WHITLEY ST, COVINGTON, TN 38019-3321
Document Number	1711219
Book / Page	001711 / 000219
Instrument Date	Jan 18, 2017
Instrument	201294
Transaction Type	Foreclosure
Record Updated	Feb 2, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,500 (-) Land $6,775 Building $39,725
2023		$46,500 Land $6,775 Building $39,725
2022	$1,065.00
2020			$186,000 Land $27,100 Building $158,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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