1017 Summer St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1017 Summer St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,222 sqft · built 1920
Lot Size	0.169 acres (7,380 sqft)
Owner	Trust Name on File
Last Sale	$340,000 (Aug 2014)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	May 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`127P G 015`

Property Details

APN / Parcel Number

Primary APN	`127P G 015`
Alternative APN	`0000052123`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,222 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,380 sqft (0.169 acres)
Lot Dimensions	145 ft deep x 50.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000052123
Street Address	1017 SUMMER ST
City	CHATTANOOGA
State	TN
Zip	37405-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 18 PT 19 BLK 17 MAP NO 1 NORTH CHATT PB 3 PG 31
Legal Subdivision	NORTH CHATT MAP NO 1
Legal Block	17
Legal Lot Number	18
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3004
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1017 Summer St is owner-occupied and held in a trust since January 2016.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Trust Name on File
Mailing Address	1017 SUMMER ST, CHATTANOOGA, TN 37405-2948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2014 · Amount on File
Deed Sale	Aug 25, 2014 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Document Number	0000000096
Deed Book / Page	10286 / 754
Last Transfer Date	Jan 6, 2016
Transfer Doc	0000000014
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1017 SUMMER ST, CHATTANOOGA, TN 37405-2948
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000136
Date	May 14, 2025
Book Page	13922/553
Instrument	2025051400136

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37412

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1017 Summer St was $1,934, up 6.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,934.00 (+6.56%)	$127,625 (+57.32%)	$510,500 (+57.32%) Land $225,000 Building $285,500
2024	$1,815.00	$81,125 (-)	$324,500 (-) Land $150,000 Building $174,500
2023	$1,815.00	$81,125 (-)	$324,500 (-) Land $150,000 Building $174,500
2022	$1,815.00	$81,125	$324,500 Land $150,000 Building $174,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1017 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Summer St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20