Hamilton County property record for 1014 Summer St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 768 sqft · built 1959 |
| Lot Size | 0.375 acres (16,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Sep 2007) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P J 006 |
| Primary APN | 127P J 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,356 sqft (0.375 acres) |
| Lot Dimensions | 245 ft deep x 66.6 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052155 |
|---|---|
| Street Address | 1014 SUMMER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS PT 10 & 11 BLK 9 MAP NO 1 NORTH CHATT PB 3 PG 31 |
| Legal Subdivision | NORTH CHATT MAP NO 1 |
| Legal Block | 9 |
| Legal Lot Number | 10,11 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1014 SUMMER ST, CHATTANOOGA, TN 37405-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2007 · Amount on Record |
| Deed Sale | Sep 6, 2007 · Amount on Record |
| Prior Sale | May 3, 2000 · Amount on Record |
| Deed Document Number | 200778 |
| Deed Book / Page | 8461 / 713 |
| Prior Transfer Date | Sep 22, 1997 |
| Prior Transfer Doc | 0049480523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1014 SUMMER ST, CHATTANOOGA, TN 37405-2949 |
| Document Number | 0821000235 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1014 SUMMER ST CHATTANOOGA TN 374052949, CHATTANOOGA, TN 37405-2949 |
| Document Number | 0821000235 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 012123/000694 |
| Instrument | 200821000235 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1014 SUMMER ST, CHATTANOOGA, TN 37405-2949 |
| Document Number | 0515000212 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1014 SUMMER ST CHATTANOOGA TN 374052949, CHATTANOOGA, TN 37405-2949 |
| Document Number | 0515000212 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 012003/000301 |
| Instrument | 200515000212 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 14, 2035 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,223.00 (-0.65%) | $80,750 (+46.68%) | $323,000 (+46.68%) Land $225,000 Building $98,000 |
| 2024 | $1,231.00 | $55,050 (-) | $220,200 (-) Land $150,000 Building $70,200 |
| 2023 | $1,231.00 | $55,050 (-) | $220,200 (-) Land $150,000 Building $70,200 |
| 2022 | $1,231.00 | $55,050 | $220,200 Land $150,000 Building $70,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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