1011 Summer St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1011 Summer St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,365 sqft · built 2019
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Jul 2019)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127P G 018.01`

Property Details

APN / Parcel Number

Primary APN	`127P G 018.01`
Alternative APN	`0000385847`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,365 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000385847
Street Address	1011 SUMMER ST
City	CHATTANOOGA
State	TN
Zip	37405-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 15 BLK 17 MAP NO 1 NORTH CHATT PB3 PG31 OUT OF 127P-G-018 FOR 2018
Legal Subdivision	NORTH CHATT MAP NO 1
Legal Block	17
Legal Lot Number	15
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3004
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1011 Summer St is owned and occupied by two individuals who bought it in July 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1011 SUMMER ST, CHATTANOOGA, TN 37405-2948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Deed Document Number	2019071600140
Deed Book / Page	11699 / 072
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 16, 2019
Property Address	1011 SUMMER ST, CHATTANOOGA, TN 37405-2948
Document Number	0716000140
Book / Page	011699 / 000072
Instrument Date	Jul 12, 2019
Instrument	190716000140
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 SUMMER ST CHATTANOOGA TN 374052948, CHATTANOOGA, TN 37405-2948

Mortgage

Document Number	716000141
Date	Jul 16, 2019
Book Page	011699/000075
Instrument	190716000141

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Summer St was $4,802, up 1.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,802.00 (+1.69%)	$316,875 (+50.11%)	$1,267,500 (+50.11%) Land $225,000 Building $1,042,500
2024	$4,722.00	$211,100 (-)	$844,400 (-) Land $150,000 Building $694,400
2023	$4,722.00	$211,100 (-)	$844,400 (-) Land $150,000 Building $694,400
2022	$4,722.00	$211,100	$844,400 Land $150,000 Building $694,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1011 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Summer St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20