1017 Opal Dr, Desoto, TX 75115 Property Records

Dallas County property record for 1017 Opal Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1985
Lot Size	0.198 acres (8,628 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jan 2018)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-09255-004-017-0000`

Property Details

APN / Parcel Number

Primary APN	`20-09255-004-017-0000`
Alternative APN	`200925500401700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,628 sqft (0.198 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200925500401700
Street Address	1017 OPAL DR
City	DESOTO
State	TX
Zip	75115-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z314
Legal Description	ROCK CREEK BLK 4 LOT 17 INT201800001713 DD12292017 CO-DC 0925500401700 4CS09255004
Legal Subdivision	ROCK CREEK
Legal Tract	9255
Legal Block	4
Legal Lot Number	17
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2011
Census Tract	16633

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1017 OPAL DR, DESOTO, TX 75115-5442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Jan 3, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	20181713
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	0000001713
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1017 OPAL DR, DESOTO, TX 75115-5442
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000245276
Date	Sep 9, 2020
Instrument	202000245276

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jan 3, 2018
Property Address	1017 OPAL DR, DESOTO, TX 75115-5442
Document Number	0000001713
Instrument Date	Dec 29, 2017
Instrument	1713
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 OPAL DR DESOTO TX 751155442, DESOTO, TX 75115-5442

Mortgage

Document Number	1714
Date	Jan 3, 2018
Instrument	1714

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,610 (-6.99%) Land $60,000 Building $228,610	$288,610 (-6.99%) Land $60,000 Building $228,610
2025	$2,008.00 (-32.82%) Homeowner's exemption Senior Citizen's exemption	$310,310 (+8.86%) Land $60,000 Building $250,310	$310,310 (+8.86%) Land $60,000 Building $250,310
2024	$2,989.00 (+17.72%)
2023	$2,539.00 (-7.34%) Homeowner's exemption Senior Citizen's exemption	$285,050 Land $55,000 Building $230,050	$285,050 Land $55,000 Building $230,050
2022	$2,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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