1025 Opal Dr, Desoto, TX 75115 Property Records

Dallas County property record for 1025 Opal Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1985
Lot Size	0.198 acres (8,644 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2026)
Tax Bill	$7,303 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-09255-004-019-0000`

Property Details

APN / Parcel Number

Primary APN	`20-09255-004-019-0000`
Alternative APN	`200925500401900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,644 sqft (0.198 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200925500401900
Street Address	1025 OPAL DR
City	DESOTO
State	TX
Zip	75115-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z314
Legal Description	ROCK CREEK BLK 4 LT 19 INT201600089348 DD02192016 CO-DC 0925500401900 4CS09255004
Legal Subdivision	ROCK CREEK
Legal Tract	9255
Legal Block	4
Legal Lot Number	19
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2011
Census Tract	16633

Owner

1025 Opal Dr is owned by an individual who bought it in July 2026.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2527 GRAFTON AVE, DALLAS, TX 75211-5424
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 22, 2020	Grant Deed, Transfer · Line of Credit GERMAN AMERICAN CAP
Apr 17, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Apr 6, 2016
Deed Document Number	2026151445
Prior Transfer Date	Jun 30, 2004
Prior Transfer Doc	2004005266
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DALLAS TX
Recording Date	Jul 15, 2026
Property Address	1025 OPAL DR, DESOTO, TX 75115-5442
Document Number	0000151445
Instrument Date	May 26, 2026
Instrument	2026151445
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2527 GRAFTON AVE, DALLAS, TX 75211-5424

Mortgage

Document Number	0000151446,
Date	Jul 15, 2026
Instrument	2026151446

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 22, 2020
Property Address	1025 OPAL DR, DESOTO, TX 75115-5442
Document Number	0000160773
Instrument Date	Jun 18, 2020
Instrument	160773
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	BCHH TITLE/TEXAS LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK AUSTIN TX 787461070, AUSTIN, TX 78746-1070
Investor	Possibly a Property Investor

Mortgage

Document Number	160775
Date	Jun 22, 2020
Instrument	160775

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Apr 17, 2018
Property Address	1025 OPAL DR, DESOTO, TX 75115-5442
Document Number	0000100738
Instrument Date	Apr 13, 2018
Instrument	100738
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 277 LANCASTER TX 751460277, LANCASTER, TX 75146-0277

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Opal Dr was $7,303, up 1.6% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,030 (-0.59%) Land $60,000 Building $237,030	$297,030 (-0.59%) Land $60,000 Building $237,030
2025	$7,303.00 (+1.57%) Additional exemption filed	$298,790 Land $60,000 Building $238,790	$298,790 Land $60,000 Building $238,790
2024	$7,190.00 (+9.7%)
2023	$6,554.00 (-8.95%)	$284,600 Land $55,000 Building $229,600	$284,600 Land $55,000 Building $229,600
2022	$7,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1025 Opal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1025 Opal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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