1013 Opal Dr, Desoto, TX 75115 Property Records

Dallas County property record for 1013 Opal Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1985
Lot Size	0.199 acres (8,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,300 (Apr 2003)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-09255-004-016-0000`

Property Details

APN / Parcel Number

Primary APN	`20-09255-004-016-0000`
Alternative APN	`200925500401600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,666 sqft (0.199 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200925500401600
Street Address	1013 OPAL DR
City	DESOTO
State	TX
Zip	75115-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z314
Legal Description	ROCK CREEK BLK 4 LT 16 VOL2003076/13821 DD04112003 CO-DC 2009250040160 22009255004
Legal Subdivision	ROCK CREEK
Legal Tract	9255
Legal Block	4
Legal Lot Number	16
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2011
Census Tract	16633

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 OPAL DR, DESOTO, TX 75115-5442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2003 · Amount on Record
Deed Sale	Apr 21, 2003 · Amount on Record
Prior Sale	Apr 21, 2003
Deed Book / Page	2003076 / 13821
Prior Transfer Date	Apr 11, 2003
Prior Transfer Doc	2003013821
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1013 OPAL DR, DESOTO, TX 75115-5442
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247244
Date	Dec 8, 2023
Instrument	202300247244

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,490 (-6.84%) Land $60,000 Building $202,490	$262,490 (-6.84%) Land $60,000 Building $202,490
2025	$3,385.00 (+4.09%) Homeowner's exemption	$281,750 (+9.69%) Land $60,000 Building $221,750	$281,750 (+9.69%) Land $60,000 Building $221,750
2024	$3,252.00 (+12.8%)
2023	$2,883.00 (-6.82%) Homeowner's exemption	$256,860 Land $55,000 Building $201,860	$256,860 Land $55,000 Building $201,860
2022	$3,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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