Berrien County property record for 1017 Harrison Ave, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,087 sqft · built 1905 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Mar 2019) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-2650-0003-00-3 |
| Primary APN | 76-2650-0003-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,087 sqft Living Area |
| 1st Floor Area | 801 sqft |
| Basement Area | 801 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1017 HARRISON AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - D |
| Legal Description | LOT 3 GARD & HAMILTONS ADD TO CITY OF ST JOSEPH |
| Legal Subdivision | GARD & HAMILTONS ADD |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 802 |
1017 Harrison Ave is owned and occupied by an individual who acquired it in June 2024.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1017 HARRISON AVE, SAINT JOSEPH, MI 49085-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Aug 26, 2022 | Intrafamily Transfer, Transfer · Line of Credit HONOR CU |
| Mar 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Prior Sale | Mar 21, 2019 · Amount on File |
| Deed Book / Page | 3232 / 2418 |
| Last Transfer Date | Jun 14, 2024 |
| Transfer Doc | 0000407914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1017 HARRISON AVE, SAINT JOSEPH, MI 49085-1507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1017 HARRISON AVE, SAINT JOSEPH, MI 49085-1507 |
| Document Number | 03377/1588 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 3377/1588 |
| Instrument | 2022355546 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jul 1, 2029 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 26, 2022 |
| Property Address | 1017 HARRISON AVE, SAINT JOSEPH, MI 49085-1507 |
| Document Number | 003384/532 |
| Book / Page | 3384 / 532 |
| Map Reference | MB 17 PG 4 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022361049 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 2906 WILLA DR, SAINT JOSEPH, MI 49085-2547 |
| Document Number | 0033833204 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 3383-3204 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 21, 2019 |
| Property Address | 1017 HARRISON AVE, SAINT JOSEPH, MI 49085-1507 |
| Document Number | 03232/2418 |
| Book / Page | 3232 / 2418 |
| Map Reference | LB 2 PG 54 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | MERIDIAN TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 17888 COUNTRY ROAD, SOUTH HAVEN, MI 49090 |
| Document Number | 0032322465 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 3232/2465 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 1017 Harrison Ave was $4,916, down 1% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,100 (+1.71%) | $238,200 (+1.71%) | |
| 2025 | $4,916.00 (-9.96%) | $117,100 | $234,200 |
| 2024 | $5,460.00 | ||
| 2023 | $93,200 | $186,400 | |
| 2022 | $4,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1017 Harrison Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1017 Harrison Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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