1301 Harrison Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1301 Harrison Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 972 sqft · built 1905
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Nov 2024)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`76-2390-0011-00-6`

Property Details

APN / Parcel Number

Primary APN	`76-2390-0011-00-6`
Alternative APN	`11-76-2390-0011-00-6`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1301 HARRISON AVE
City	SAINT JOSEPH
State	MI
Zip	49085-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - D
Legal Description	LOT 11 FREITAGS ADD TO CITY OF ST JOSEPH
Legal Subdivision	FREITAGS ADD
Legal Lot Number	11
Legal Unit	11
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

1301 Harrison Ave is owned and occupied by an individual who bought it in November 2024.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1301 HARRISON AVE, SAINT JOSEPH, MI 49085-1723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 4, 2017	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	2024417682
Deed Book / Page	3438 / 600
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 6, 2020
Property Address	1301 HARRISON AVE, SAINT JOSEPH, MI 49085-1723
Document Number	0003281/92
Book / Page	3281 / 92
Map Reference	LB 03 PG 26
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 HARRISON AVE, SAINT JOSEPH, MI 49085-1723

Mortgage

Document Number	0000328194
Date	Jul 6, 2020
Instrument	3281/94

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 4, 2017
Property Address	1301 HARRISON AVE, SAINT JOSEPH, MI 49085-1723
Document Number	03171/0489
Book / Page	3171 / 0489
Map Reference	VOL3 PG26
Instrument Date	Apr 26, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$834.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 HARRISON AVE, SAINT JOSEPH, MI 49085-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 HARRISON AVE, SAINT JOSEPH, MI 49085-1723

Tax Assessment & Valuation

The 2025 property tax bill for 1301 Harrison Ave was $6,090 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,100	$286,200
2025	$6,090.00
2023		$99,500	$199,000
2022	$3,406.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1301 Harrison Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1301 Harrison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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