1014 Harrison Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1014 Harrison Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,533 sqft · built 1900
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (May 2018)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-2650-0041-00-2`

Property Details

APN / Parcel Number

Primary APN	`76-2650-0041-00-2`
Alternative APN	`11-76-2650-0041-00-2`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,533 sqft Living Area
1st Floor Area	1,002 sqft
Basement Area	708 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1014 HARRISON AVE
City	SAINT JOSEPH
State	MI
Zip	49085-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - D
Legal Description	LOT 41 GARD & HAMILTONS ADD TO CITY OF ST JOSEPH
Legal Subdivision	GARD & HAMILTONS ADD
Legal Lot Number	41
Legal Unit	41
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1048
Census Tract	802

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2220 ANN DR, SAINT JOSEPH, MI 49085-2708
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
May 29, 2018	Deed of Distribution, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	May 29, 2018 · Amount on Record
Deed Book / Page	3206 / 3070
Prior Transfer Date	May 31, 2006
Prior Transfer Doc	02717/1409
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1014 HARRISON AVE, SAINT JOSEPH, MI 49085-1508
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03288/1381
Date	Aug 28, 2020
Book Page	3288/1381

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BERRIEN MI
Recording Date	May 29, 2018
Property Address	1014 HARRISON AVE, SAINT JOSEPH, MI 49085-1508
Document Number	03206/3070
Book / Page	3206 / 3070
Map Reference	LB2 PG54
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 HARRISON AVE, SAINT JOSEPH, MI 49085-1508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 ANN DR, SAINT JOSEPH, MI 49085-2708

Mortgage

Document Number	0032063072
Date	May 29, 2018
Instrument	3206/3072

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,200 (+3.88%)	$262,400 (+3.88%)
2025	$4,931.00 (+2.64%)	$126,300 (+25.05%)	$252,600 (+25.05%)
2024	$4,804.00 (+9.56%)
2023		$101,000	$202,000
2022	$4,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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