St. Louis County property record for 1011 3rd St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,132 sqft · built 1958 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jul 2021) |
| Tax Bill | $1,804 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0084-00330 |
| Primary APN | 090-0084-00330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,132 sqft Gross Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 566 sqft |
| Finished Basement | 566 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.137 acres) |
| Garage Area | 528 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 24 sqft |
| Patio Area | 264 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1112273 |
|---|---|
| Street Address | 1011 3RD ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 SERIAL # |
| Legal Subdivision | LAKEVIEW ADDITION TO VIRGINIA |
| Legal Lot Number | 33 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 13200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1011 3RD ST S, VIRGINIA, MN 55792-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK & TRUST |
| Jul 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Prior Sale | Dec 24, 2013 · Amount on Record |
| Deed Document Number | 20211418326 |
| Prior Transfer Date | Jun 8, 2012 |
| Prior Transfer Doc | 0001190699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1011 3RD ST S, VIRGINIA, MN 55792-3011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001438267 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 1438267 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 7, 2021 |
| Property Address | 1011 3RD ST S, VIRGINIA, MN 55792-3011 |
| Document Number | 0001418326 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 1418326 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | NORTHWEST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 3RD ST S, VIRGINIA, MN 55792-3011 |
| Document Number | 0001418327 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 1418327 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 1.45% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,804.00 (+8.02%) Homeowner's exemption | ||
| 2025 | $1,670.00 (-22.33%) Homeowner's exemption | $148,800 (+5.83%) Land $8,200 Building $140,600 | $148,800 (+5.83%) Land $8,200 Building $140,600 |
| 2024 | $2,150.00 | $140,600 (+9.42%) Land $6,800 Building $133,800 | $140,600 (+9.42%) Land $6,800 Building $133,800 |
| 2022 | $128,500 Land $6,800 Building $121,700 | $128,500 Land $6,800 Building $121,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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