1013 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1013 3rd St S, Virginia, MN 55792

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 868 sqft · built 1955
Lot Size0.137 acres (5,998 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Dec 2021)
Tax Bill$810 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN090-0084-00320

Property Details

APN / Parcel Number

Primary APN090-0084-00320
Alternative APN
  • 1122007

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area868 sqft Gross Area
1st Floor Area868 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Lot Area5,998 sqft (0.137 acres)
Garage Area336 sqft
Deck Area150 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1122007
Street Address1013 3RD ST S
CityVIRGINIA
StateMN
Zip55792-3011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 SERIAL #
Legal SubdivisionLAKEVIEW ADDITION TO VIRGINIA
Legal Lot Number32
JurisdictionST LOUIS MN
Township / Civil DivisionVIRGINIA
Census Block Group3
Census Block3011
Census Tract13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1013 3RD ST S, VIRGINIA, MN 55792-3011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Prior SaleOct 15, 2012 · Amount on Record
Deed Document Number20211431455
Prior Transfer DateApr 8, 2011
Prior Transfer Doc0000059231
Record UpdatedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateDec 3, 2021
Property Address1013 3RD ST S, VIRGINIA, MN 55792-3011
Document Number0001431455
Instrument DateNov 23, 2021
Instrument1431455
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 3RD ST S, VIRGINIA, MN 55792-3011

Mortgage

Document Number0001431456
DateDec 3, 2021
Instrument1431456
Lender
NameNORTH STAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Mortgage

Document Number0001431458
DateDec 3, 2021
Instrument1431458
Lender
NameST LOUIS COUNTY
TypeGovernment Agency
AddressVIRGINIA, MN 55792
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityVirginia City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$810.00 (+12.19%) Homeowner's exemption
2025$722.00 (-40.03%) Homeowner's exemption$102,300 (+6.23%) Land $8,200 Building $94,100$102,300 (+6.23%) Land $8,200 Building $94,100
2024$1,204.00$96,300 (+6.41%) Land $6,800 Building $89,500$96,300 (+6.41%) Land $6,800 Building $89,500
2022$90,500 Land $6,800 Building $83,700$90,500 Land $6,800 Building $83,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVirginia
serves 8,361 people · EPA ID MN1690046
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 3rd St S

Nearby Streets

Search Property Records by Address or Parcel Number