10168 SW 45th Ave, Ocala, FL 34476 Property Records

Marion County property record for 10168 SW 45th Ave, Ocala, FL 34476

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,333 sqft · built 2021
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$281,600 (Sep 2021)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3578-028-015`

Property Details

APN / Parcel Number

Primary APN	`3578-028-015`
Alternative APNs	`0897736000` `897736`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,333 sqft Living Area
Gross Area	3,069 sqft
1st Floor Area	2,333 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modern
Exterior Material	Concrete Block/Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10168 SW 45TH AVE
City	OCALA
State	FL
Zip	34476-4170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 TWP 16 RGE 21 PLAT BOOK K PAGE 052 OCALA WATERWAY ESTATES BLK 28 LOT 15
Legal Range	21E
Legal Township	16S
Legal Section	27
Legal Subdivision	OCALA WATERWAY ESTATE
Legal Block	28
Legal Lot Number	15
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2015
Census Tract	1009

Owner

10168 SW 45th Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Marion County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10168 SW 45TH AVE, OCALA, FL 34476-4170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 24, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	2021132122
Deed Book / Page	7577 / 1877
Prior Transfer Date	Aug 3, 2010
Prior Transfer Doc	0053930376
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Oct 7, 2026
Property Address	10168 SW 45TH AVE, OCALA, FL 34476-4170
Document Number	0000132334
Book / Page	9033 / 717
Instrument Date	Oct 2, 2026
Instrument	2026132334
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10168 SW 45TH AVE, OCALA, FL 34476-4170

Mortgage

Document Number	0000132334,
Date	Oct 7, 2026
Book Page	9033/717
Instrument	2026132334

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 24, 2021
Property Address	10168 SW 45TH AVE, OCALA, FL 34476-4170
Document Number	0075771877
Book / Page	7577 / 1877
Map Reference	MB K PG 52-52K
Instrument Date	Sep 21, 2021
Instrument	2021132122
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2023
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,971.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10168 SW 45TH AVE, OCALA, FL 34476-4170

Mortgage

Document Number	0075771879
Date	Sep 24, 2021
Instrument	7577/1879

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 29, 2020
Property Address	10168 SW 45TH AVE, OCALA, FL 34476-4170
Document Number	0073030439
Book / Page	007303 / 000439
Instrument Date	Oct 22, 2020
Instrument	116127
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10168 SW 45th Ave was $2,951 with exemptions applied.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,951.00 Homeowner's exemption Veteran's exemption	$305,214	$332,935 Land $48,500 Building $284,435
2023	$4,235.00 (+5.27%) Homeowner's exemption	$287,973 (+5.4%) Land $42,500 Building $245,473	$347,014 (+27.01%) Land $42,500 Building $304,514
2022	$4,023.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$273,225 Land $28,700 Building $244,525	$273,225 Land $28,700 Building $244,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10168 SW 45th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10168 SW 45th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRUCE CREEK NORTH private · serves 7,467 people · EPA ID FL6424652
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Zito Media Cable · Fiber in parts of the area	1,000 / 50

May also be available: Hotwire Communications, Spectrum, Verizon.

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