10285 SW 45th Ave, Ocala, FL 34476 Property Records

Marion County property record for 10285 SW 45th Ave, Ocala, FL 34476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,079 sqft · built 2010
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$392,000 (Mar 2022)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3578-017-059`

Property Details

APN / Parcel Number

Primary APN	`3578-017-059`
Alternative APNs	`0895211000` `895211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,079 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	2,079 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	197 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	829 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	425 sqft
Porch	Screened Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	10285 SW 45TH AVE
City	OCALA
State	FL
Zip	34476-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 TWP 16 RGE 21 PLAT BOOK K PAGE 052 OCALA WATERWAY ESTATES BLK 17 LOT 59
Legal Range	21E
Legal Township	16S
Legal Section	27
Legal Subdivision	OCALA WATERWAY ESTATE
Legal Block	17
Legal Lot Number	59
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2026
Census Tract	1009

Owner

10285 SW 45th Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10285 SW 45TH AVE, OCALA, FL 34476-6135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2022	Intrafamily Transfer, Transfer
Mar 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Mar 1, 2010 · Amount on File
Deed Document Number	202240701
Deed Book / Page	7731 / 37
Prior Transfer Date	Dec 22, 2021
Prior Transfer Doc	0076661917
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	10285 SW 45TH AVE, OCALA, FL 34476-6135
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10285 SW 45TH AVE, OCALA, FL 34476-6135

Mortgage

Document Number	0075670208
Date	Sep 13, 2021
Book Page	7567/208
Instrument	2021125732

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 22, 2022
Property Address	10285 SW 45TH AVE, OCALA, FL 34476-6135
Document Number	0077310037
Book / Page	7731 / 37
Map Reference	MB K PG 52-52K
Instrument Date	Mar 15, 2022
Instrument	2022040701
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N91W24497 GOODS HOPE RD, N91W24497, SUSSEX, WI 53089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10285 SW 45TH AVE, OCALA, FL 34476-6135

Mortgage

Document Number	0000773139
Date	Mar 22, 2022
Instrument	7731/39

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Jan 6, 2022
Property Address	10285 SW 45TH AVE, OCALA, FL 34476-6135
Document Number	0076661917
Book / Page	7666 / 1917
Instrument Date	Dec 22, 2021
Instrument	2022002468
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10285 SW 45TH AVE, OCALA, FL 34476-6135

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Mar 27, 2018
Property Address	10285 SW 45TH AVE, OCALA, FL 34476-6135
Document Number	0067371061
Book / Page	006737 / 001061
Instrument Date	Mar 12, 2018
Instrument	28236
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10285 SW 45TH AVE OCALA FL 344766135, OCALA, FL 34476-6135

Tax Assessment & Valuation

The 2025 property tax bill for 10285 SW 45th Ave was $4,299 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00 Homeowner's exemption	$280,202	$310,054 Land $48,500 Building $261,554
2023	$3,942.00 (+72.67%) Homeowner's exemption	$264,374 (+66.84%) Land $42,500 Building $221,874	$308,763 (+5.28%) Land $42,500 Building $266,263
2022	$2,283.00 Homeowner's exemption	$158,458	$293,277 Land $28,700 Building $264,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10285 SW 45th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10285 SW 45th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRUCE CREEK NORTH private · serves 7,467 people · EPA ID FL6424652
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Zito Media Cable · Fiber in parts of the area	1,000 / 50

May also be available: Hotwire Communications, Spectrum, Verizon.

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