10120 SW 45th Ave, Ocala, FL 34476 Property Records

Marion County property record for 10120 SW 45th Ave, Ocala, FL 34476

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,544 sqft · built 2005
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Dec 2019)
Tax Bill	$7,391 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3578-028-013`

Property Details

APN / Parcel Number

Primary APN	`3578-028-013`
Alternative APNs	`3367499000` `3367499`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,544 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	2,544 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	207 sqft
Porch	Screened Porch
Porch Area	303 sqft
Patio Area	207 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	10120 SW 45TH AVE
City	OCALA
State	FL
Zip	34476-4170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 TWP 16 RGE 21 PLAT BOOK K PAGE 052 OCALA WATERWAY ESTATES BLK 28 LOT 13
Legal Range	21E
Legal Township	16S
Legal Section	27
Legal Subdivision	OCALA WATERWAY ESTATE
Legal Block	28
Legal Lot Number	13
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2015
Census Tract	1009

Owner

10120 SW 45th Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10120 SW 45TH AVE, OCALA, FL 34476-4170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Dec 31, 2019	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Aug 18, 2016 · Amount on File
Deed Document Number	2019137219
Deed Book / Page	7106 / 1442
Prior Transfer Date	Oct 30, 2007
Prior Transfer Doc	0049260681
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	10120 SW 45TH AVE, OCALA, FL 34476-4170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 SW 45TH AVE, OCALA, FL 34476-4170

Mortgage

Document Number	0073141190
Date	Nov 13, 2020
Book Page	7314/1190
Instrument	2020122638

Lender

Name	CORELOGIC SOLEX
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 31, 2019
Property Address	10120 SW 45TH AVE, OCALA, FL 34476-4170
Document Number	0071061442
Book / Page	007106 / 001442
Instrument Date	Dec 31, 2019
Instrument	137219
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10120 SW 45TH AVE OCALA FL 344764170, OCALA, FL 34476-4170

Mortgage

Document Number	71061444
Date	Dec 31, 2019
Book Page	007106/001444
Instrument	137220

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	CANTON, OH 44720

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10120 SW 45th Ave was $7,391 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,391.00 Homeowner's exemption	$265,175	$368,351 Land $48,500 Building $319,851
2023	$7,031.00 (+1.68%) Homeowner's exemption	$250,196 (+3%) Land $42,500 Building $207,696	$362,291 (+5.18%) Land $42,500 Building $319,791
2022	$6,915.00 Homeowner's exemption	$242,909	$344,435 Land $28,700 Building $315,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10120 SW 45th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10120 SW 45th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRUCE CREEK NORTH private · serves 7,467 people · EPA ID FL6424652
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Zito Media Cable · Fiber in parts of the area	1,000 / 50

May also be available: Hotwire Communications, Spectrum, Verizon.

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