10163 Boulder Creek Rd, Descanso, CA 91916 Property Records

San Diego County property record for 10163 Boulder Creek Rd, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,634 sqft · built 1978
Lot Size8.51 acres (370,696 sqft)
Owner2 Company Names on Record
Last Sale$870,000 (Feb 2022)
Tax Bill$10,017 (2025)
Deeds & MortgagesNov 2025 Transfer
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN405-170-38-00

Property Details

APN / Parcel Number

Primary APN405-170-38-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,634 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area370,696 sqft

Location & Zoning

Street Address10163 BOULDER CREEK RD
CityDESCANSO
StateCA
Zip91916-9704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 TR PM05731
Legal Tract5731
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1057
Census Tract21202

Owner

Source: San Diego County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address10163 BOULDER CREEK RD, DESCANSO, CA 91916-9704
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Intrafamily Transfer, Transfer
Feb 11, 2022Grant Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Apr 8, 2020Deed of Trust, Mortgage · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2022 · Amount on Record
Deed SaleFeb 11, 2022 · Amount on Record
Prior SaleAug 31, 2016 · Amount on Record
Deed Document Number202264891
Prior Transfer DateJul 29, 1998
Prior Transfer Doc0000501868
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 13, 2025
Property Address10163 BOULDER CREEK RD, DESCANSO, CA 91916-9704
Document Number0000320337
Instrument DateNov 12, 2025
Instrument2025-0320337
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10163 BOULDER CREEK RD, DESCANSO, CA 91916-9704

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10163 BOULDER CREEK RD, DESCANSO, CA 91916-9704

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 11, 2022
Property Address10163 BOULDER CREEK RD, DESCANSO, CA 91916-9704
Document Number0000064891
Instrument DateJan 18, 2022
Instrument2022-0064891
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address10163 BOULDER CREEK RD, DESCANSO, CA 91916-9704

Mortgage

Document Number0000064892
DateFeb 11, 2022
Instrument2022-0064892
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10163 BOULDER CREEK RD, DESCANSO, CA 91916-9704
Document Number0000185685
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10163 BOULDER CREEK RD DESCANSO CA 919169704, DESCANSO, CA 91916-9704

Mortgage

Document Number0000185685
DateApr 13, 2020
Instrument185685
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 12, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$956,713 (+3.62%) Land $533,375 Building $423,338
2025$10,017.00 (+8.41%) Homeowner's exemption$923,250 (+8.36%) Land $508,211 Building $415,039
2023$9,240.00 (+81.96%) Homeowner's exemption$852,000 Land $468,000 Building $384,000
2022$5,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.5% of the US · above 97.1% of California
Wildfire Likelihood6% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL
25 / 3

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