1016 Rio Vista Dr, Pacifica, CA 94044 Property Records

San Mateo County property record for 1016 Rio Vista Dr, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,626 sqft · built 1953
Lot Size0.129 acres (5,638 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Jul 2005)
Tax Bill$14,579 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN023-233-010

Property Details

APN / Parcel Number

Primary APN023-233-010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,626 sqft Living Area
1st Floor Area1,040 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,638 sqft (0.129 acres)
Lot Dimensions112 ft deep x 52 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1016 RIO VISTA DR
CityPACIFICA
StateCA
Zip94044-4126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 8 BLOCK 2 LINDA MAR NO 1 RSM 37/22 23
Legal SubdivisionLINDA MAR NO 1
Legal Block2
Legal Lot Number8
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group3
Census Block3006
Census Tract603300

Owner

1016 Rio Vista Dr is owned and occupied by two individuals who bought it in July 2005.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1016 RIO VISTA DR, PACIFICA, CA 94044-4126
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Aug 18, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2005 · Amount on File
Deed SaleJul 15, 2005 · Amount on File
Prior SaleAug 10, 2000 · Amount on File
Deed Document Number2005118234
Prior Transfer DateFeb 9, 1994
Prior Transfer Doc0000033246
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1016 RIO VISTA DR, PACIFICA, CA 94044-4126
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 RIO VISTA DR, PACIFICA, CA 94044-4126

Mortgage

Document Number0000052467
DateOct 17, 2023
Instrument2023-052467
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1016 RIO VISTA DR, PACIFICA, CA 94044-4126
Document Number0000095587
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1016 RIO VISTA DR PACIFICA CA 940444126, PACIFICA, CA 94044-4126

Mortgage

Document Number0000095587
DateNov 13, 2019
Instrument95587
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 12, 2034

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1016 RIO VISTA DR, PACIFICA, CA 94044-4126
Document Number0000077793
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedOct 2, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 RIO VISTA DR PACIFICA CA 940444126, PACIFICA, CA 94044-4126

Mortgage

Document Number0000077793
DateSep 5, 2017
Instrument77793
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Rio Vista Dr was $14,579 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,141,208 (+2%) Land $487,861 Building $653,347
2025$14,579.00 Homeowner's exemption$1,118,834 Land $478,296 Building $640,538
2023$13,687.00 (+3.4%) Homeowner's exemption$1,075,391 Land $459,724 Building $615,667$1,333,620
2022$13,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Rio Vista Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims14 (1979–2017)
Claims Outside the SFHA7 of 14
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Rio Vista Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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