1024 Rio Vista Dr, Pacifica, CA 94044 Property Records

San Mateo County property record for 1024 Rio Vista Dr, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,040 sqft · built 1953
Lot Size0.114 acres (4,965 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (May 2026)
Tax Bill$2,350 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Mar 2022 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN023-233-030

Property Details

APN / Parcel Number

Primary APN023-233-030

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area4,965 sqft (0.114 acres)
Lot Dimensions100 ft deep x 52 ft wide
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1024 RIO VISTA DR
CityPACIFICA
StateCA
Zip94044-4126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 10 BLOCK 2 LINDA MAR NO 1 RSM 37/22 23
Legal SubdivisionLINDA MAR NO 1
Legal Block2
Legal Lot Number10
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group3
Census Block3006
Census Tract603300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2025Deed of Trust, Mortgage · Line of Credit
EXCHANGE BANK
Mar 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
PATELCO CU
May 8, 2026Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 10, 2018Deed of Trust, Mortgage · Commercial Mortgage
EXCHANGE BANK
Jul 2, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
PATELCO CU
Oct 21, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 21, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 14, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2026 · Amount on Record
Deed SaleMay 8, 2026 · Amount on Record
Deed Document Number202626428
Prior Transfer DateJun 25, 2020
Prior Transfer Doc0000062637
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 E NEW HAVEN AVE 317, 317, MELBOURNE, FL 32901-5497

Mortgage

Document Number0000028147
DateJun 4, 2025
Instrument2025-028147
Lender
NameEXCHANGE BANK
TypeBank
AddressSANTA ROSA, CA 95402
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2340 PACIFIC AVE 202, 202, SAN FRANCISCO, CA 94115-1258

Mortgage

Document Number0000017802
DateMar 1, 2022
Instrument2022-017802
Lender
NamePATELCO CU
TypeCredit Union
AddressSAN FRANCISCO, CA 94115
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2037

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateMay 8, 2026
Property Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
Document Number0000026428
Instrument DateMay 1, 2026
Instrument202626428
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$116,655.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126

Mortgage

Document Number0000026429,
DateMay 8, 2026
Instrument202626429
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053593
DateJul 10, 2018
Instrument2018-053593
Lender
NameEXCHANGE BANK
TypeBank
AddressSANTA ROSA, CA 95403
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateJul 2, 2020
Property Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
Document Number0000062637
Map ReferenceMB 37 PG 22&23
Instrument DateJun 25, 2020
Instrument2020-062637
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2340 PACIFIC AVE APT 202, 202, SAN FRANCISCO, CA 94115-1258

Mortgage

Document Number0000062638
DateJul 2, 2020
Instrument2020-062638
Lender
NamePATELCO CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateOct 21, 2019
Property Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
Document Number0000087195
Instrument DateOct 12, 2019
Instrument87195
Transaction TypeTransfer
Record UpdatedNov 7, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1930 W SAN MARCOS BLVD #381 SAN MARCOS CA 920783937, 381, SAN MARCOS, CA 92078-3937

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateDec 21, 2017
Property Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
Document Number0000114981
Map ReferenceMB37 PG22&23
Instrument DateDec 15, 2017
Instrument2017-114981
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3521 PASEO DE ELENITA UNIT 165, 165, OCEANSIDE, CA 92056-4150

Mortgage

Document Number0000114982
DateDec 21, 2017
Instrument2017-114982
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateNov 14, 2017
Property Address1024 RIO VISTA DR, PACIFICA, CA 94044-4126
Document Number0000100902
Instrument DateNov 1, 2017
Instrument100902
Transaction TypeTransfer
Record UpdatedDec 7, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3521 PASEO DE ELENITA #165 OCEANSIDE CA 920564150, 165, OCEANSIDE, CA 92056-4150

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$75,823 (+2%) Land $22,503 Building $53,320
2025$2,350.00 (+9.71%)$74,337 (+4.04%) Land $22,062 Building $52,275
2023$2,142.00 (+6.78%)$71,452 Land $21,206 Building $50,246$1,076,760
2022$2,006.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims14 (1979–2017)
Claims Outside the SFHA7 of 14
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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