1065 Lock 4 Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 1065 Lock 4 Rd, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,608 sqft · built 1995
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Tax Bill	$803 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-06-13-0-002-029.003`

Property Details

APN / Parcel Number

Primary APN	`22-06-13-0-002-029.003`
Alternative APNs	`00514592` `514592` `18013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00514592
Street Address	1065 LOCK 4 RD
City	RIVERSIDE
State	AL
Zip	35135-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 RESURVEY LOCKRIDGE SD 1ST ADDN 13-16-4
Legal Range	04E
Legal Township	16S
Legal Section	13
Legal Subdivision	LOCKRIDGE S D
Legal Lot Number	8
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1013
Census Tract	40206

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1065 LOCK 4 RD, RIVERSIDE, AL 35135-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST CREDIT UNION
Aug 14, 2019	Warranty Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Recording Date	Jul 22, 2026
Property Address	1065 LOCK 4 RD, RIVERSIDE, AL 35135-1719
Document Number	2026031969
Book / Page	2026 / 31969
Instrument Date	Jul 15, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 LOCK 4 RD, RIVERSIDE, AL 35135-1719

Mortgage

Document Number	2026031969,
Date	Jul 22, 2026
Book Page	2026/31969

Lender

Name	AMERICAS FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 3, 2036

Interest

Rate	6.47%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 14, 2019
Property Address	1065 LOCK 4 RD, RIVERSIDE, AL 35135-1719
Document Number	0000009705
Instrument Date	Aug 9, 2019
Instrument	9705
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1065 LOCK 4 RD RIVERSIDE AL 351351719, RIVERSIDE, AL 35135-1719

Mortgage

Document Number	30274
Date	Aug 14, 2019
Instrument	30274

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$803.00 (+11.99%)	$20,780 (-44.38%)	$207,690 (+11.19%) Land $39,300 Building $168,390
2023		$37,358 Land $7,480 Building $29,878	$186,790 Land $37,400 Building $149,390
2022	$717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 3,864 people · EPA ID AL0001209
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Coosa Valley Technologies, T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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