Ottawa County property record for 970 E 12th St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,154 sqft · built 1985 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $181,000 (Jul 2018) |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-27-460-002 |
| Primary APN | 70-16-27-460-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 1,138 sqft |
| Unfinished Basement | 1,138 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 132 ft deep x 165 ft wide |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 970 E 12TH ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-3869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 10 RIDGELAND HEIGHTS SUB SEC 27 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 27 |
| Legal Subdivision | RIDGELAND HEIGHTS SUB |
| Legal Block | 460 |
| Legal Lot Number | 10 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 25200 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 970 E 12TH ST, HOLLAND, MI 49423-3869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage MACATAWA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Prior Sale | Sep 23, 2002 |
| Deed Document Number | 201826894 |
| Prior Transfer Date | Aug 2, 2011 |
| Prior Transfer Doc | 20110028419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 970 E 12TH ST, HOLLAND, MI 49423-3869 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 970 E 12TH ST, HOLLAND, MI 49423-3869 |
| Document Number | 20220014788 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-0014788 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 970 E 12TH ST, HOLLAND, MI 49423-3869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200006257 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2020-0006257 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jul 31, 2018 |
| Property Address | 970 E 12TH ST, HOLLAND, MI 49423-3869 |
| Document Number | 20180026894 |
| Map Reference | LB23 PG66 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2018-0026894 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,556.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 PARKSIDE DR APT 254, 500, ZEELAND, MI 49464-2090 |
| Name | Verified Name |
|---|---|
| Address | 1125 COUNTRY LN APT 1, 1, HOLLAND, MI 49423-7446 |
| Document Number | 20180026895 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018-0026895 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,900 (+9.22%) | $319,800 (+9.22%) | |
| 2025 | $4,614.00 (+15.84%) Homeowner's exemption | $146,400 (+32.85%) | $292,800 (+32.85%) |
| 2023 | $110,200 | $220,400 | |
| 2022 | $3,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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