Howard County property record for 10154 High Rdg Rd, Laurel, MD 20723 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,320 sqft · built 1940 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $296,500 (Nov 2006) |
| Tax Bill | $5,376 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-418961 |
| Primary APN | 06-418961 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 120 sqft |
| Patio Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 418961 |
|---|---|
| Street Address | 10154 HIGH RIDGE RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 1/2 14 10154 HIGH RIDGE RD BONDS SUB |
| Legal Subdivision | BONDS SUB |
| Legal Lot Number | 14,15 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 606906 |
Source: Howard County records · APN 06-418961
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 10154 HIGH RIDGE RD, LAUREL, MD 20723-1782 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 07, 2017 | Grant Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2006 · Amount on Record |
| Deed Sale | Nov 06, 2006 · Amount on Record |
| Prior Sale | Nov 02, 2006 · Amount on Record |
| Deed Document Number | 200673724 |
| Transfer Doc | 0055430585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10154 HIGH RIDGE RD, LAUREL, MD 20723-1782 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 10136 HIGH RIDGE RD, LAUREL, MD 20723-1782 |
| Document Number | 0211590439 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 21159/439 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 07, 2017 |
| Property Address | 10154 HIGH RIDGE RD, LAUREL, MD 20723-1782 |
| Document Number | 0179550375 |
| Book / Page | 017955 / 000375 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10136 HIGH RIDGE RD LAUREL MD 207231782, LAUREL, MD 20723-1782 |
| Document Number | 179550379 |
|---|---|
| Date | Dec 07, 2017 |
| Book Page | 017955/000379 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2047 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,700 (+10.08%) | $431,500 (+30.24%) Land $278,100 Building $153,400 | |
| 2025 | $5,376.00 (+2.36%) | $331,300 (+5.48%) Land $183,100 Building $148,200 | $331,300 (-) Land $183,100 Building $148,200 |
| 2024 | $5,252.00 (+52.72%) | ||
| 2023 | $314,100 | $331,300 Land $183,100 Building $148,200 | |
| 2022 | $3,439.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276069061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 3 (2003–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2018, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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