10128 High Rdg Rd, Laurel, MD 20723 Property Records

Howard County property record for 10128 High Rdg Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,744 sqft · built 1948
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2017)
Tax Bill	$5,602 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-391265`

Property Details

APN / Parcel Number

Primary APN	`06-391265`
Alternative APNs	`6391265` `391265`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,744 sqft Total Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Patio Area	50 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	391265
Street Address	10128 HIGH RIDGE RD
City	LAUREL
State	MD
Zip	20723-1782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 10 7,500 SQ 10128 HIGH RIDGE RD LAUREL
Legal Lot Number	10
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1011
Census Tract	606906

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10128 HIGH RIDGE RD, LAUREL, MD 20723-1782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Jun 27, 1997 · Amount on Record
Deed Document Number	2017742-106
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 9, 2017
Property Address	10128 HIGH RIDGE RD, LAUREL, MD 20723-1782
Document Number	0177420106
Book / Page	017742 / 000106
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10128 HIGH RIDGE RD LAUREL MD 207231782, LAUREL, MD 20723-1782

Mortgage

Document Number	177420111
Date	Aug 9, 2017
Book Page	017742/000111

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,667 (+9.58%)	$456,600 (+28.73%) Land $261,200 Building $195,400
2025	$5,602.00 (+55.31%)	$354,700 (+6.89%) Land $166,200 Building $188,500	$354,700 (-) Land $166,200 Building $188,500
2023		$331,833	$354,700 Land $166,200 Building $188,500
2022	$3,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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