Howard County property record for 10163 High Rdg Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1934 |
| Lot Size | 0.247 acres (10,762 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Aug 2013) |
| Tax Bill | $4,690 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-393381 |
| Primary APN | 06-393381 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,762 sqft (0.247 acres) |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 393381 |
|---|---|
| Street Address | 10163 HIGH RIDGE RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | 10,762 SQ' (.247 A) 10163 HIGH RIDGE RD LAUREL |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 606906 |
Source: Howard County records · APN 06-393381
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10163 HIGH RIDGE RD, LAUREL, MD 20723-1783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 02, 2021 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2013 · Amount on Record |
| Deed Sale | Aug 16, 2013 · Amount on Record |
| Prior Sale | Aug 16, 2013 · Amount on Record |
| Deed Book / Page | 15160 / 344 |
| Transfer Doc | 3481000231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10163 HIGH RIDGE RD, LAUREL, MD 20723-1783 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10603 HIGH RIDGE RD, LAUREL, MD 20723 |
| Document Number | 0221340006 |
|---|---|
| Date | Oct 02, 2023 |
| Book Page | 22134/6 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10163 HIGH RIDGE RD, LAUREL, MD 20723-1783 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 10163 HIGH RIDGE RD, LAUREL, MD 20723-1783 |
| Document Number | 0210030076 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 21003/76 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Aug 01, 2041 |
| Jurisdiction | HOWARD MD |
|---|---|
| Recording Date | Jun 02, 2021 |
| Property Address | 10163 HIGH RIDGE RD, LAUREL, MD 20723-1783 |
| Document Number | 0206070192 |
| Book / Page | 20607 / 192 |
| Instrument Date | May 30, 2019 |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 2020 TOULSON RD, 2020, JESSUP, MD 20794-9739 |
| Name | Verified Name |
|---|---|
| Address | 10163 HIGH RIDGE RD, LAUREL, MD 20723-1783 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,433 (+9.7%) | $375,900 (+29.09%) Land $225,900 Building $150,000 | |
| 2025 | $4,690.00 (+52.67%) Homeowner's exemption | $291,200 (+4.37%) Land $180,900 Building $110,300 | $291,200 (-) Land $180,900 Building $110,300 |
| 2023 | $279,000 (+2.24%) | $291,200 (+6.71%) Land $180,900 Building $110,300 | |
| 2022 | $3,072.00 | $272,900 Land $185,900 Building $87,000 | $272,900 Land $185,900 Building $87,000 |
Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 473 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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