1015 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 1015 Simonton St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,485 sqft · built 2015
Lot Size	0.02 acres (852 sqft)
Owner	2 Company Names on Record
Last Sale	$935,000 (Mar 2021)
Tax Bill	$9,850 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00027070-001010`

Property Details

APN / Parcel Number

Primary APN	`00027070-001010`
Alternative APN	`9103668`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	852 sqft (0.02 acres)
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9103668
Street Address	1015 SIMONTON ST
City	KEY WEST
State	FL
Zip	33040-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HNC-1
Legal Description	RESIDENTIAL UNIT 1 SOUTHERNMOST CABANA TOWNHOMES (A/K/A KW PT SQR 1 TR 11) OR2772-779/830(DEC/REST) OR2791-142/144(AMD/REST) OR2887-1754/57 OR3081-1666
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	THE ISLAND OF KEY WEST
Legal Tract	11
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4016
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11889 SW 74TH TER, MIAMI, FL 33183-3715
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 16, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 19, 2017	Grant Deed, Mortgage · Line of Credit CHARTER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	20212308584
Deed Book / Page	3081 / 1666
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 17, 2026
Property Address	1015 SIMONTON ST, KEY WEST, FL 33040-3451
Document Number	0002556933
Book / Page	3398 / 578
Instrument Date	Aug 13, 2026
Instrument	20262556933
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 16, 2021
Property Address	1015 SIMONTON ST, KEY WEST, FL 33040-3451
Document Number	0030811666
Book / Page	3081 / 1666
Instrument Date	Mar 10, 2021
Instrument	2308584
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,545.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3637 EAGLE AVE, KEY WEST, FL 33040-4623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11889 SW 74TH TER, MIAMI, FL 33183-3715

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	May 19, 2017
Property Address	1015 SIMONTON ST, KEY WEST, FL 33040-3451
Document Number	0028551209
Book / Page	002855 / 001209
Instrument Date	May 15, 2017
Instrument	2123942
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	113 BAY BRIDGE DR GULF BREEZE FL 325614470, GULF BREEZE, FL 32561-4470

Mortgage

Document Number	28551209
Date	May 19, 2017
Book Page	002855/001209
Instrument	2123942

Lender

Name	CHARTER BK
Type	Bank
Address	1233 OG SKINNER DR, WEST POINT, GA 31833-1789

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,850.00 (+4.64%)	$1,129,023 (+7.68%) Land $735,000 Building $394,023	$1,129,023 (+7.68%) Land $735,000 Building $394,023
2024	$9,413.00 (+5.78%)
2023	$8,899.00 (+13.32%)	$1,048,529 (+16.83%) Land $675,000 Building $373,529	$1,048,529 (+16.83%) Land $675,000 Building $373,529
2022	$7,853.00	$897,460 Land $520,000 Building $377,460	$897,460 Land $520,000 Building $377,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 349 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	405 units insured incl. 56 condo units
Nearby Flood Claims	45 (1994–2025)
Claims Outside the SFHA	2 of 45
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 14 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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