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1025 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 1025 Simonton St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,485 sqft · built 2015
Lot Size0.019 acres (852 sqft)
OwnerTrust Name on File
Tax Bill$10,375 (2024)
Deeds & MortgagesNov 2025 Sale
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00027070-001190

Property Details

APN / Parcel Number

Primary APN00027070-001190
Alternative APN
  • 9103690

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2017
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area852 sqft (0.019 acres)
PorchOpen Porch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number9103690
Street Address1025 SIMONTON ST
CityKEY WEST
StateFL
Zip33040-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESIDENTIAL UNIT 19 SOUTHERNMOST CABANA TOWNHOMES (A/K/A KW PT SQR 1 TR 11) OR2772-779 OR2791-76 OR2791-142 OR3152-2423
Legal Range25E
Legal Township68S
Legal Section06
Legal Tract11
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4016
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1025 Simonton St is held in a trust since November 2025.

Source: Monroe County records, as of December 16, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address25 DUNE LN, HILTON HEAD ISLAND, SC 29928-6539
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 3, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025
Deed SaleNov 20, 2025
Prior SaleOct 29, 2024 · Amount on File
Deed Document Number2522940
Deed Book / Page3354 / 1328
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 20, 2025
Property Address1025 SIMONTON ST, KEY WEST, FL 33040-3107
Document Number0033541328
Book / Page3354 / 1328
Map ReferenceMB 2772 PG 779
Instrument DateNov 10, 2025
Instrument2522940
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 DUNE LN, HILTON HEAD ISLAND, SC 29928-6539

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 DUNE LN, HILTON HEAD ISLAND, SC 29928-6539

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 3, 2022
Property Address1025 SIMONTON ST, KEY WEST, FL 33040-3107
Document Number0031522426
Book / Page3152 / 2426
Map ReferenceMB 2772 PG 779
Instrument DateFeb 1, 2022
Instrument2359899
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,149.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2037 PARK RD NW, WASHINGTON, DC 20010-1022

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1029 UNIVERSITY DR, YARDLEY, PA 19067-2864

Mortgage

Document Number0031522428
DateFeb 3, 2022
Instrument3152/2428
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,256,702 Land $918,750 Building $337,952$1,256,702 Land $918,750 Building $337,952
2024$10,375.00 (+2%)
2023$10,172.00 (+40.03%)$1,160,754 (+38.13%) Land $843,750 Building $317,004$1,160,754 (+38.13%) Land $843,750 Building $317,004
2022$7,264.00$840,324 Land $520,000 Building $320,324$840,324 Land $520,000 Building $320,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1025 Simonton St in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1025 Simonton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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