926 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 926 Simonton St, Key West, FL 33040

Property Summary

Property TypeRestaurant
Details2 ba · 2,342 sqft · built 1953
Lot Size0.087 acres (3,809 sqft)
OwnerOwner Name on Record
Tax Bill$9,723 (2024)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN00017690-000000

Property Details

APN / Parcel Number

Primary APN00017690-000000
Alternative APNs
  • 01010100017690000000
  • 1018163

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,342 sqft Total Area
1st Floor Area2,342 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1996
Exterior MaterialOther
Fire ResistanceMasonry Walls, Wood Interior
Lot Area3,809 sqft (0.087 acres)
Lot Dimensions63 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Deck Area326 sqft
Patio Area854 sqft
FenceFence

Location & Zoning

Account Number1018163
Old Parcel Number01010100017690000000
Street Address926 SIMONTON ST
CityKEY WEST
StateFL
Zip33040-7448
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionKW PT SUB 6 AND 7 PT LOT 3 SQR 8 TR 4 G45-328/29 G60-19/20 OR224-264/65 OR775-399 OR1421-2220 OR2295-42/43 OR2399-2264/65
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKW PT SUB
Legal Tract4
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3023
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address529 TRUMAN AVE, KEY WEST, FL 33040-3155

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 11, 2009
Transfer Doc0023992264
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address926 SIMONTON ST, KEY WEST, FL 33040-7448
Document Number0028871907
Book / Page002887 / 001907
Instrument DateJan 1, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address529 TRUMAN AVE KEY WEST FL 330403155, KEY WEST, FL 33040-3155

Mortgage

Document Number0028871907
DateJan 18, 2018
Book Page002887/001907
Instrument2151561
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term180 Months
DueJan 17, 2033

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,420,720 (+3.14%) Land $1,047,860 Building $372,860$1,420,720 (+3.14%) Land $1,047,860 Building $372,860
2024$9,723.00 (+4.26%)
2023$9,326.00 (+26.33%)$1,377,498 (+53.14%) Land $1,124,532 Building $252,966$1,377,498 (+53.14%) Land $1,124,532 Building $252,966
2022$7,382.00$899,519 Land $638,939 Building $260,580$899,519 Land $638,939 Building $260,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Simonton St

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