1015 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1015 Shadowridge Dr, Elsmere, KY 41018 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,056 sqft · built 1997
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Jul 2026)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-184.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-184.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,056 sqft Finished Area
Gross Area	1,176 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1015 SHADOWRIDGE DR
City	ELSMERE
State	KY
Zip	41018-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 7 LOT 184
Legal Subdivision	RIPPLE CREEK II
Legal Phase	7
Legal Lot Number	184
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	65600

Owner

Source: Kenton County records · APN 016-10-02-184.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7240 SHERBROOK CT, FLORENCE, KY 41042-8068
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · FHA Mortgage NFM LENDING
Oct 25, 2019	Warranty Deed, Transfer NAVY FCU
Mar 27, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN MTG SVC
Jan 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	202616776
Deed Book / Page	469 / 712
Prior Transfer Date	Sep 23, 1997
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jul 31, 2026
Property Address	1015 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Document Number	0000016776
Book / Page	469 / 712
Instrument Date	Jun 02, 2026
Instrument	202616776
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27,573.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	7240 SHERBROOK CT, FLORENCE, KY 41042-8068

Mortgage

Document Number	0000016777,
Date	Jul 31, 2026
Instrument	2026073116777

Lender

Name	NFM LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.47%
Max Rate	-1%

Mortgage

Document Number	0000016778,
Date	Jul 31, 2026
Book Page	469/736
Instrument	202616778

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 01, 2036

Interest

Rate	6.47%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 25, 2019
Property Address	1015 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Document Number	0000000039
Book / Page	0C6787 / 000177
Instrument Date	Oct 02, 2018
Instrument	39
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 SHADOWRIDGE DR ELSMERE KY 410184020, ELSMERE, KY 41018-4020

Mortgage

Document Number	40
Date	Oct 25, 2019
Book Page	0C6787/000180
Instrument	40

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 27, 2017
Property Address	1015 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Document Number	0000000211
Book / Page	0C6124 / 000073
Instrument Date	Feb 21, 2017
Instrument	211
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SHADOWRIDGE DR ELSMERE KY 410184020, ELSMERE, KY 41018-4020

Mortgage

Document Number	213
Date	Mar 27, 2017
Book Page	0C6124/000078
Instrument	213

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2032

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jan 10, 2017
Property Address	1015 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Document Number	0000000189
Book / Page	0C6072 / 000187
Instrument Date	Jan 06, 2017
Instrument	189
Transaction Type	Foreclosure
Record Updated	May 05, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2967 MICHELSON DR IRVINE CA 926120657, IRVINE, CA 92612-0657

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 (+1.31%)	$193,200 (-) Land $25,000 Building $168,200	$193,200 (-) Land $25,000 Building $168,200
2023	$2,896.00	$193,200 Land $25,000 Building $168,200	$193,200 Land $25,000 Building $168,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Shadowridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures