Kenton County property record for 1010 Shadowridge Dr, Elsmere, KY 41018 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,112 sqft Finished Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $231,000 (2024) |
| Tax Bill | $3,508.00 (2025) |
| Primary APN | 016-10-02-179.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,112 sqft Finished Area |
| Gross Area | 1,232 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0161002179.00 |
|---|---|
| Street Address | 1010 SHADOWRIDGE DR |
| City | ELSMERE |
| State | KY |
| Zip | 41018-4019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIPPLE CREEK II SEC 7 LOT 179 |
| Legal Subdivision | RIPPLE CREEK II |
| Legal Phase | 7 |
| Legal Lot Number | 179 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 65600 |
Source: Kenton County records · APN 016-10-02-179.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1010 SHADOWRIDGE DR, ELSMERE, KY 41018-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ONPOINT HOME LENDING |
| Feb 11, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MERIDIAN HOME MORTGAGE CORP |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME LOANS LLC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MERIDIAN HOME MORTGAGE CORP |
| Feb 12, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK/OH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2024 · Amount on Record |
| Deed Sale | Aug 01, 2024 · Amount on Record |
| Prior Sale | Apr 03, 2001 · Amount on Record |
| Deed Doc Number | 0000029887 |
| Deed Book / Page | 298 / 87 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1010 SHADOWRIDGE DR, ELSMERE, KY 41018-4019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, ATS |
| Name | Verified Name |
|---|---|
| Address | 1010 SHADOWRIDGE DR, ELSMERE, KY 41018-4019 |
| Document Number | 0005900061 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | KCM 711/970 |
| Instrument | 25120105900061 |
| Name | ONPOINT HOME LENDING |
|---|---|
| Type | Non-Lending Institution |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1010 SHADOWRIDGE DR, ELSMERE, KY 41018-4019 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900061 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 166/962 |
| Instrument | 21021105900061 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1010 SHADOWRIDGE DR, ELSMERE, KY 41018-4019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900214 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 340/414 |
| Instrument | 22022205900214 |
| Name | POLARIS HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SPRINGFIELD, MA 01144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1010 SHADOWRIDGE DR, ELSMERE, KY 41018-4019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900061 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | KCM 1/962 |
| Instrument | 21021105900061 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1010 SHADOWRIDGE DR, ELSMERE, KY 41018-4019 |
| Document Number | 0000000129 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1010 SHADOWRIDGE DR ELSMERE KY 410184019, ELSMERE, KY 41018-4019 |
| Document Number | 0000000129 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 0C6359/000241 |
| Instrument | 129 |
| Name | PNC BK/OH |
|---|---|
| Type | Bank |
| Address | EDGEWOOD, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,508.00 (+11.58%) | $231,000 (+10.1%) Land $25,000 Building $206,000 | $231,000 (+10.1%) Land $25,000 Building $206,000 |
| 2023 | $3,144.00 | $209,800 Land $25,000 Building $184,800 | $209,800 Land $25,000 Building $184,800 |
1010 Shadowridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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