1014 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1014 Shadowridge Dr, Elsmere, KY 41018 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1997
Square Footage991 sqft Finished Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$129,900 (2010)
Tax Bill$2,606.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-10-02-178.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area991 sqft Finished Area
Gross Area1,111 sqft Gross Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1014 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 7 LOT 178
Legal SubdivisionRIPPLE CREEK II
Legal Phase7
Legal Lot Number178
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3019
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-02-178.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1014 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB
Aug 22, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERISAVE MORTGAGE CORP
Sep 18, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jun 16, 2010Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2010 · Amount on Record
Deed SaleJun 17, 2010 · Amount on Record
Prior SaleSep 16, 2005 · Amount on Record
Deed Doc Number201006 17 059 00201
Deed Book / Page4311 / 229
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1014 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Transaction TypeMortgage
Record UpdatedJan 08, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 SHADOWRIDGE DR, ELSMERE, KY 41018-4019

Mortgage

Document Number0005900126
DateMay 19, 2021
Book Page217/246
Instrument21051905900126
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term317 Months
DueOct 01, 2047

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1014 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Transaction TypeMortgage
Record UpdatedJan 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900173
DateAug 22, 2022
Book Page400/261
Instrument22082205900173
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1014 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Document Number0000000125
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedOct 26, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 SHADOWRIDGE DR ELSMERE KY 410184019, ELSMERE, KY 41018-4019

Mortgage

Document Number0000000125
DateOct 16, 2017
Book Page0C6272/000151
Instrument125
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2047

June 2010: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address1014 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Document Number0000000124
Instrument DateJun 16, 2010
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 SHADOWRIDGE DR ELSMERE KY 410184019, ELSMERE, KY 41018-4019

Mortgage

Document Number0000000124
DateOct 16, 2017
Book Page0C6272/000141
Instrument124
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2047
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,606.00 (+1.32%)$171,600 (-) Land $25,000 Building $146,600$171,600 (-) Land $25,000 Building $146,600
2023$2,572.00$171,600 Land $25,000 Building $146,600$171,600 Land $25,000 Building $146,600

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